Monument Group Wealth Advisors

Monument Group Wealth Advisors

Founded in 2001, Monument Group Wealth Advisors was built to deliver what the firm calls a "Holistic Master Planning Approach" from offices in Concord and Boston, Massachusetts. The firm explicitly structures itself as a fiduciary, charging only fees for its advice rather than earning commissions on product sales. Its website frames the practice around three client transitions — nearing retirement, moving on from a career, and living in retirement — each case study highlighting interrelated questions about spending, tax strategy, concentrated stock positions, and legacy goals. The firm's integrated service model combines ongoing wealth management with in-house tax preparation and estate planning. The website presents retirement-readiness analyses, 401(k) rollover guidance, and tax-efficiency strategies as standard deliverables rather than à la carte add-ons. While the firm does not publish a discrete list of external fund managers, asset classes, or direct investments, its content emphasizes liquid portfolio construction for individuals and trusts, with a particular focus on managing concentration risk from employer stock and private business holdings. Monument Group maintains two physical locations — a main office at 801 Main Street in Concord and a Boston office at 55 Union Street — serving what the website describes as individuals, personal trusts, estates, corporations, and businesses. The firm's designated contact is Linda McGowan at lmcgowan@monumentgroupwealth.com, though no formal team page or executive bios were publicly available as of the date of research. No AUM, staff count, or adjacent philanthropic or operating vehicles are disclosed on the current website. The firm differentiates through its "under one roof" delivery of tax, estate, and investment services — a structural choice that creates a single point of accountability for integrated financial plans. This model stands apart from the more common advisory setup where a wealth manager coordinates with outside CPAs and estate attorneys. The website's emphasis on fee-only fiduciary status further reinforces a governance posture built around eliminating commission-driven conflicts of interest, though the lack of public personnel disclosure limits independent verification of how advice is actually delivered in practice.