Mustard Seed Wealth Management

The firm screens out companies involved in abortion, pornography, embryonic stem cell research, and other activities it classifies as incompatible with Christian doctrine. The screen also typically covers alcohol, tobacco, and gambling, reflecting the core tenets of biblically responsible investing as practiced by evangelical advisors. Positive tilts toward corporate policies aligned with the firm's pro-life and environmental stewardship criteria further narrow the investible universe, which the firm presents as a feature of conviction-based management.

The firm operates as a registered investment advisor (RIA), which subjects it to a fiduciary standard under the Investment Advisers Act of 1940. This duty requires the firm to place client interests ahead of its own — a legal framework the firm's messaging ties directly to its faith-based stewardship mandate. Unlike broker-dealers who may recommend products carrying commissions or proprietary incentives, an RIA structure means Mustard Seed's compensation model aligns with ongoing advisory fees.

Mustard Seed constructs portfolios using a combination of third-party institutional managers and low-cost passive vehicles, overlaid with its proprietary biblically responsible screen. This structure lets the firm focus on financial planning and values alignment while delegating day-to-day security selection and trading to sub-advisors whose strategies pass the firm's moral criteria.

The firm serves individuals and families — largely from its Texas base — who view their investment portfolio as an extension of their Christian faith and want exclusionary screens alongside integrated financial planning. Clients typically seek help with debt reduction, charitable giving structures including donor-advised funds, and multi-generational wealth transfer, all framed within an evangelical worldview. The firm does not publicly disclose minimum account sizes.

The fixed-income allocation concentrates on US Treasuries — which carry no corporate entanglements — and investment-grade corporate bonds that pass the same moral screen applied to equities. The firm avoids sovereign debt from nations it considers hostile to religious freedom, a filter that differentiates its approach from standard socially responsible bond mandates. This results in a domestic-heavy, high-quality bond portfolio with limited duration and credit risk.