Neoreal

The firm's website lists seven named principals under the title "Parceiro" (partner): Guimarães Pinheiro, Bellini Rock, William Vieira Gomes, Alexandro Pereira, Rodrigo Silva, Rafael Zaharov, and Stefano Veras. There are no disclosed executive roles such as CEO or CIO. Governance structure and decision-making authority among the partners are not publicly documented.

No. Neoreal is a credit-origination platform, not a lender. It collects borrower information through a single digital application, then distributes that profile to multiple partner banks offering mortgage products. The loan is ultimately funded and held by whichever institution issues the approval.

The firm relies on a network of independent real estate partners — agents and brokers who submit client applications through Neoreal's platform. Named partners on the website include Marinho, Corretor de Imóveis; Thais Pezzato; Guilherme Boscolo Barbosa; and Joab Lombardi. The firm also advertises training programs for agents, suggesting it actively recruits brokers into its referral ecosystem.

Neoreal describes itself as a multibank platform that provides access to the contracting systems of its lending partners, but it does not publicly name any specific banks. The exact roster of institutions, and whether they include Brazil's large private banks, public banks like Caixa Econômica Federal, or niche lenders, is not disclosed in available sources.

Traditional Brazilian mortgage brokers typically shop a borrower's file manually across a handful of known bank relationships. Neoreal's platform digitizes that comparison, routing a single application to multiple lenders simultaneously and surfacing the best available terms. The firm claims direct system-level access to each bank's contracting interface, which reduces document duplication and processing lag.