Northampton Capital Partners

Jason B. Cohen, Managing Partner and Chief Investment Officer, leads the investment committee. Cohen's prior experience includes co-founding and serving as a partner at AllanFour, a multi-strategy credit firm, where he focused on real estate and structured credit. Peter Hornick, Partner, works alongside Cohen on origination, underwriting, and asset management.

The firm relies on a network of regional brokers, property developers, and operating partners rather than a centralized origination desk. Cohen and Hornick's extended credit careers give them direct access to repeat sponsors who value certainty of close. The firm targets transactions where speed and covenant flexibility outweigh the lowest coupon bid.

Northampton operates as a balance-sheet lender, originating and holding senior secured loans rather than warehousing them for CLO securitization. This structure gives the firm full control over loan modifications, forbearance, and workouts. The hold-to-maturity posture limits asset-gathering scale but sharpens underwriting discipline, since the team eats its own cooking on every deal.

The firm writes senior bridge loans on transitional commercial real estate, concentrating on multifamily, industrial, and select hospitality assets. Typical transactions involve acquisitions, renovations, or lease-up plays where a sponsor needs short-term capital before a permanent-refinance or sale exit. Northampton focuses on East Coast primary and secondary markets with demonstrated demand drivers.

Northampton's small-team, hold-on-balance-sheet model contrasts with large direct lenders that originate-to-distribute through CLOs or syndication. Large platforms optimize for volume and fee income; Northampton optimizes for margin of safety and workout control. This makes the firm selective — likely doing fewer than a dozen deals annually — but resilient when credits sour.

The firm has not publicly disclosed the specific structure of its investor capital. Based on Cohen's background at AllanFour, which managed both commingled funds and separate accounts, Northampton likely uses a combination of discretionary fund commitments and co-investment vehicles for larger transactions. No regulatory filings specifying a flagship fund close are publicly available as of mid-2026.

Jason B. Cohen was a co-founder and partner at AllanFour, a credit-focused investment platform, prior to launching Northampton in 2021. His career has been anchored in structured credit and real estate lending. The breakaway from AllanFour, which itself was a spinout, suggests Northampton was formed to pursue a narrower mandate with greater autonomy on hold-to-maturity strategies.