Bank / Wealth / TrustRIA · CRD 165465SEC-Registered

Updated:

Oak Grove Capital

Stephen W. Kay established Oak Grove Capital in 2010, structuring the firm as a registered investment advisor in Cresskill, New Jersey — an immediate...

Oak Grove Capital logo

Oak Grove Capital

Stephen W. Kay established Oak Grove Capital in 2010, structuring the firm as a registered investment advisor in Cresskill, New Jersey — an immediate structural choice that set it apart from the wirehouse and broker-dealer models that still dominate local wealth management. The firm advises individuals, high-net-worth individuals, and business entities, offering portfolio management and asset allocation services under a fiduciary standard. The New Jersey location places Oak Grove within the broader tri-state wealth corridor, drawing clients from Bergen County professionals and business owners. The firm's investment posture is classic RIA: discretionary portfolio management across publicly traded equities and fixed income, with emphasis on long-term asset allocation rather than tactical trading or alternative origination. Oak Grove constructs portfolios using individual securities, ETFs, and mutual funds, tailoring exposures to client-specific liquidity needs and tax situations. Team size and AUM remain undisclosed. In the decade-plus since founding, Oak Grove has maintained a low public profile — no press releases, no announced fund launches, no disclosed acquisitions — consistent with a stable, relationship-driven book of business rather than an institutional aggregator. Oak Grove's structural identity as a true RIA — not a hybrid broker-dealer — provides the key differentiator. That fiduciary posture, combined with a single-advisor model in suburban New Jersey, creates a practice that competes on personal continuity rather than product shelf or platform scale. Succession risk is the obvious structural question: a firm built around one named principal raises the same continuity concern that independent RIAs of this profile face industry-wide.

General information

Firm type

Bank / Wealth / Trust

Year founded

2010

Location

Region

North America

Country

United States

City

Holderness

Corporate office

Cresskill, NJ, United States

Principals

Stephen W. Kay

President & Founder

Frequently asked questions

Who runs investment decisions at Oak Grove Capital?

Stephen W. Kay, the firm's founder and president, runs investment decisions. As a sole-practitioner or small-team RIA, Kay is directly responsible for portfolio construction, manager selection, and client asset allocation. No separate CIO or investment committee structure has been disclosed publicly.

Is Oak Grove Capital structured as a fiduciary?

Yes. As a registered investment advisor, Oak Grove Capital operates under a fiduciary standard, meaning it is legally obligated to place client interests ahead of its own. This differs from broker-dealer wealth managers who operate under the less stringent suitability standard.

What is Oak Grove Capital's succession plan?

No succession plan or continuity structure has been publicly disclosed. As a firm built around founder Stephen Kay, this represents a meaningful structural risk — a common challenge for independent RIAs with a single named principal and no announced partnership track or internal succession candidate.

How does Oak Grove Capital differ from a wirehouse advisor?

Oak Grove operates as an independent RIA rather than a wirehouse employee-advisor model. This means the firm has no proprietary product shelf, no institutional sales quotas, and a fiduciary duty to clients — structural features that wirehouse advisors executing brokerage transactions do not share.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

Need institutional-grade insight on registered investment advisers?

Altss delivers:

Principals with verified direct contactsAllocation history by asset classOSINT-derived deal signals
Book a demo

Prefer a guided tour?

We’ll walk you through:

Interactive funding timelinesCustom mandate & allocation filters
Book a demo

Browse by category

More Holderness Bank / Wealth / Trust profiles