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Omega Financial Investments & Insurance

OMEGA FINANCIAL INVESTMENTS & INSURANCE is a state-registered investment adviser in KIRKLAND, WA. The firm manages approximately $71 million in regulatory...

Omega Financial Investments & Insurance

OMEGA FINANCIAL INVESTMENTS & INSURANCE is a state-registered investment adviser in KIRKLAND, WA. The firm manages approximately $71 million in regulatory assets. It has 6 employees and 2 investment advisers.

General information

Firm type

Asset Manager

Frequently asked questions

Is Omega Financial structured as an RIA, an insurance broker, or both?

Omega operates with a dual structure, common among independent financial advisors. The advisory side functions as a registered investment advisor (RIA) where it owes a fiduciary duty to clients on managed assets. Simultaneously, the insurance arm acts as a broker, under a suitability standard, selling proprietary and third-party insurance products. This dual role is disclosed in Form ADV and client agreements.

What investment strategies does Omega Financial typically employ?

The firm constructs portfolios that blend traditional securities with insurance products. It uses managed equity and fixed-income accounts for growth and income, then layers in permanent life insurance or annuities for tax deferral and estate planning. Common applications include premium-financed life insurance for business owners and IRA-to-annuity rollovers for retirees seeking guaranteed income floors.

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