OneSource Wealth Management

Overview

Founded in 2015 and headquartered in Granite Bay, California, OneSource Wealth Management advises individuals, high-net-worth families, profit-sharing plans, and business entities. The firm operates as a SEC-registered investment adviser, offering financial planning and discretionary portfolio management. Its client base concentrates in the Sacramento metropolitan corridor, drawing from professionals and business owners seeking an independent fiduciary alternative to large bank-affiliated advisors. The firm constructs portfolios across publicly traded securities, primarily using ETFs and mutual funds to build diversified allocations for clients. Standard engagement covers retirement planning, tax-aware asset location, and ongoing rebalancing. OneSource does not deploy capital into private markets, direct deals, or alternative investments — its universe is liquid, transparent, and benchmark-aware. The firm bills on an assets-under-management percentage or flat retainer, depending on client complexity. Public filings with the SEC indicate a discretionary advisory relationship for the majority of clients, meaning OneSource executes trades without prior client approval. As of the last public filings, OneSource reflects the profile of a small independent RIA — a limited number of advisory staff supporting a concentrated book of clients. The firm has not disclosed aggregate assets under management publicly, and no secondary sources report a verifiable figure. There is no known family office structure, philanthropic vehicle, club membership, or operating business attached to the firm. The structural differentiator for OneSource is its independence. As an RIA, it holds a fiduciary duty to clients — a legal standard that wirehouse brokers at Merrill Lynch or Morgan Stanley serving the same demographic do not automatically share. This creates a genuine compliance posture difference, though the service offering — planning, retirement projections, and managed ETF portfolios — overlaps substantially with what bank-based advisors deliver. ONESOURCE WEALTH MANAGEMENT was listed as registered with the SEC in the IAPD firm compilation observed on 2026-10-22. In Form ADV filed on 2026-10-01, it reported 3 employees; 546 advisory accounts; services including Educational seminars and workshops, Financial planning, Pension consulting, Portfolio management for individuals and small businesses; client categories including Corporations or other businesses, High net worth individuals, Individuals (other than high net worth individuals), Pension and profit sharing plans; compensation arrangements including A percentage of assets under management, Fixed fees. These are dated adviser-reported facts, not independently verified by Altss. Registration does not constitute approval or endorsement. This historical filing does not establish current registration status or operations.