Oxley Capital Management

Oxley Capital Management

Oxley Capital Management registered with the SEC in 2018, though John Oxley had been refining its core advisory approach for three decades. The firm operates from North Cape May, New Jersey, as a fiduciary serving individuals and high-net-worth investors. Its founding thesis is that clients in the distribution phase of retirement need a coordinated plan that spans investment management, tax strategy, and legacy design — the same integrated toolkit long available to large family offices. The practice builds client portfolios around accumulation, income generation, and principal protection, with a particular focus on keeping post-retirement income durable across market cycles. Oxley Capital Management structures engagements around a three-step process — analyze, plan, implement — and layers forward tax planning on top of investment allocation. The firm also operates an in-house charitable foundation for clients who want philanthropy integrated into their estate strategy, creating what it calls a Charitable Legacy Plan designed to reduce estate-tax exposure while increasing charitable giving capacity. Headcount and assets under management are not publicly disclosed. The firm’s stated service model emphasizes one-on-one advice, with a lead advisor guiding each client relationship and an information-mining team informing asset-allocation and protection decisions. A single-office footprint keeps the practice centered on the Mid-Atlantic region. No recent fund launches or separately managed vehicle structures have been announced. Unlike multi-family offices that pool capital or pursue direct private investments, Oxley Capital Management remains a boutique RIA whose distinction is its exclusive focus on retirement-distribution engineering. Every arm of the practice — analysis, tax planning, legacy design — aims to turn a lump sum into a lifelong income stream, a narrow mandate that sets it apart from generalist wealth managers.