Bank / Wealth / Trust

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OY6 Capital

OY6 Capital launched in 2021, founded by President Adam Bednar and Capital Markets Leader Will. Both principals spent years at Nexseer Capital: Bednar in sales...

OY6 Capital logo

OY6 Capital

OY6 Capital launched in 2021, founded by President Adam Bednar and Capital Markets Leader Will. Both principals spent years at Nexseer Capital: Bednar in sales and operational leadership roles across energy, manufacturing, and private equity sponsor verticals; Will as Vice President and Capital Markets Manager following earlier tenures as Chief Credit Officer at Crossroads Equipment Lease and Finance and at Pitney Bowes Bank. The firm's founding thesis marries deep commercial lending experience with a military ethos — a commitment to underwrite and fund as a reliable partner across all phases of the business cycle. OY6 originates and structures commercial loans and leases that often fall outside the box of conventional bank lending. The firm covers traditional equipment finance, 100% soft-cost financing, and progressive futures-based funding structures designed to generate consistent returns for operating businesses. Its deal experience spans manufacturing floors, job sites, server rooms, operating rooms, and boardrooms, with an aggregate transaction volume exceeding $1.5 billion across a broad range of industries (per firm website). Deployment is US-focused from the Irvine headquarters, with a Dallas-area phone presence and nationwide borrower reach. OY6 Capital holds a Certified Service Disabled Veteran Owned Small Business (SDVOSB) designation, a status that also serves as an institutional gateway: municipal debt issuers, public pension funds, and other regulated entities can allocate to OY6 to help fulfill Veteran, DVBE, SDVOSB, and MBE contracting goals. Bednar remains active in veteran mental-health charities. The firm was founded in 2021 — though the co-founders collectively bring over 45 years of platform deal experience — and does not publicly disclose assets under management or headcount beyond its two named principals. OY6's structural differentiator is its status as an SDVOSB direct lender: it occupies the intersection of a regulated California finance lender (License 60DBO-131034) and a veteran-owned contractor eligible for mandatory allocation carve-outs in public and institutional mandates. This dual identity shapes a capital-markets profile that is rare among private credit vehicles — mission-driven origination tethered to a formal regulatory and supplier-diversity framework.

General information

Firm type

Bank / Wealth / Trust

Year founded

2021

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Irvine

Corporate office

2050 Main Street, Suite 820, Irvine, CA 92614, United States

Principals

Adam Bednar

President and Co-Founder

Will

Co-Founder and Capital Markets Leader

Sector focus

Private CreditEquipment Finance & LeasingEnergyManufacturingCommercial Finance

Frequently asked questions

Who runs investment decisions at OY6 Capital?

President and Co-Founder Adam Bednar and Co-Founder and Capital Markets Leader Will oversee all origination, underwriting, and portfolio management. Bednar's background includes 15 years at Nexseer Capital and battlefield leadership of tank and infantry units in Iraq. Will previously managed capital markets for Nexseer and served as Chief Credit Officer at Crossroads Equipment Lease and Finance and Pitney Bowes Bank.

Does OY6 Capital operate as a single family office or a traditional asset manager?

OY6 Capital operates as a direct commercial lender and lessor — not a family office. It originates and structures loans and leases for middle-market and sponsor-backed companies, combining bank-rate pricing with the flexibility of non-bank underwriting. The firm is a California-licensed finance lender (License 60DBO-131034).

What makes OY6's veteran-owned designation structurally relevant for institutional allocators?

OY6 Capital is a certified Service Disabled Veteran Owned Small Business (SDVOSB) and Disabled Veteran Business Enterprise (DVBE). Federal and state agencies must award at least 3% of annual contracting dollars to such firms. Municipal debt issuers, public pension funds, and other regulated entities can allocate to OY6 to satisfy Veteran, DVBE, SDVOSB, and MBE goals and mandates.

What types of financing does OY6 Capital provide?

The firm offers traditional equipment finance and leasing, 100% soft-cost funding, and progressive futures-based structures tailored to generate consistent returns for operating businesses. Deal experience spans manufacturing, energy, technology infrastructure, healthcare, and private equity sponsor-backed transactions. The team targets situations where conventional bank lending falls short, applying what it calls 'common sense underwriting.'

Where does OY6 Capital's underlying capital come from?

OY6 Capital does not publicly disclose its investor base or a specific originating wealth source. The firm operates as an independent commercial finance company rather than a family office or captive lender, and its capital structure is not detailed in public materials.

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