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Pacific Financial Planners
PACIFIC FINANCIAL PLANNERS, LLC is a state-registered investment adviser in LAGUNA NIGUEL, CA. The firm manages $84 million in assets, $58 million on a...
Pacific Financial Planners
PACIFIC FINANCIAL PLANNERS, LLC is a state-registered investment adviser in LAGUNA NIGUEL, CA. The firm manages $84 million in assets, $58 million on a discretionary basis. It has 4 employees and 2 investment advisers.
General information
Firm type
Asset Manager
Frequently asked questions
How does Pacific Financial Planners charge for its services?
The firm operates on a fee-only basis, per its regulatory disclosures. Clients pay asset-based fees for ongoing investment management, calculated as a percentage of assets under advisement, and separate fixed or hourly fees for one-time financial planning projects. This structure eliminates commission conflicts common with brokerage-based models.
What investment vehicles does the firm use for client portfolios?
Pacific Financial Planners constructs portfolios using a combination of individual stocks, bonds, no-load mutual funds, and exchange-traded funds. The firm's public filings confirm it avoids proprietary fund products and selects investments based on asset allocation targets rather than commission incentives.
Who makes investment decisions at Pacific Financial Planners?
Investment decisions are made by the firm's investment adviser representatives, whose names appear on the firm's Form ADV regulatory filings. The firm does not publicly list a separate chief investment officer or an independent investment committee structure.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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