Pershing Ventures

Pershing Ventures provides royalty-based financing where repayment is a fixed percentage of monthly revenue. Each transaction is designed around the borrowing company’s business model, with no personal guarantees, collateral, or board seats required. A typical deal includes a monthly royalty stream, a flat monthly service charge, and a back-end administrative fee. Structural integration into the company’s existing capital stack is a core design principle.

The firm targets private, revenue-positive, early-stage ventures and SMEs that do not fit traditional venture capital or bank lending profiles. Eligibility is driven by existing revenue streams rather than headcount, valuation, or sector. Companies must demonstrate sufficient gross margins to support the royalty-based repayment model, with typical borrowers generating at least mid-six-figure annual run-rate revenue.

Pershing does not take equity, does not require board seats, and does not impose personal guarantees or collateral requirements. Instead, it provides non-dilutive growth capital repaid as a fixed percentage of top-line revenue. This makes it a specialty credit provider that works alongside or between equity rounds, rather than a direct competitor to venture investors.

Transaction sizes range from $25,000 to $1 million, with the majority landing between $250,000 and $500,000. The firm states funding can be completed in as few as two to four weeks from the initial conversation, with a three-phase process spanning due diligence, structuring, and closing spread across roughly four to five weeks total. The firm’s own documentation indicates most borrowers complete two or more upsized transactions over time.

Pershing works with companies in North America, the United Kingdom, and Australia. The firm explicitly supports cross-border businesses where the country of incorporation differs from the primary revenue jurisdiction, as confirmed by its published marketing materials and portfolio testimonials.