Pinnacle Financial Group

Pinnacle Financial Group

Pinnacle Financial Group was founded in 1989 and is headquartered in Western Springs, Illinois. The firm is led by four principals — Vince Harambasic III, Dan Fitzgerald, Jim Stork, and Sean Moran — each holding a CFP® designation, with Stork also a CFA® charterholder. The advisory team draws on tenures at institutions including Northern Trust and the Chicago Board of Trade, grounding the practice in analytical research rather than sales-driven advice. Pinnacle operates as an independent Registered Investment Advisor regulated by the SEC, and is a member of the National Association of Personal Financial Advisors, reinforcing its fee-only, fiduciary obligation to clients. Pinnacle's investment strategy centers on dynamic asset allocation implemented through low-cost mutual funds and ETFs. The firm provides wealth management, stand-alone investment management, and comprehensive financial planning on a transparent fee schedule. Client reports cite regular tax-conscious rebalancing as a core discipline. The firm serves individuals, pension funds, trusts, and corporations in the United States — predominantly in the Chicago metropolitan area. The geographic footprint is local, with a single office at 823 Burlington Avenue in Western Springs. No firm-wide AUM or deployment figures are publicly disclosed. The advisory team numbers seven professionals, spanning client relations, office management, and investment analysis. Adjacent vehicles — such as a philanthropic foundation or real-asset arm — are not evident in the public record. Recent operational activity is not verifiable from available sources; no dated announcements from the last 24 months have been captured. Pinnacle's structural differentiator is its multi-principal, fee-only fiduciary model at a small scale. Unlike broker-dealers or bank-affiliated advisors that can generate revenue through commissions or proprietary products, Pinnacle's revenue ties directly to transparent AUM-based and hourly planning fees. The four-principal leadership structure, combined with an emphasis on client education — the firm's website notes, 'The final decision is always yours' — creates an architecture designed to minimize conflicts of interest in a high-trust, local market.