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PivotPoint Advisors
PivotPoint Advisors opened in 2020 in Las Vegas, founded by Principal Advisor Scott Thompson. Thompson brought an unusual blend for a retail RIA: two years of...
PivotPoint Advisors
PivotPoint Advisors opened in 2020 in Las Vegas, founded by Principal Advisor Scott Thompson. Thompson brought an unusual blend for a retail RIA: two years of computer engineering at MIT, an MBA from UCLA, and a track record of building businesses since 2004. He holds a Series 65 license for advisory services and is a Certified Financial Planner candidate, structuring the practice around a fiduciary standard rather than a suitability standard. The firm allocates across three broad categories: growth, protection, and income. Equity exposure uses ETFs rather than actively managed mutual funds, a structural choice Thompson explains by cost and transparency. Fixed-income and insurance sleeves include life, long-term care, and property-and-casualty lines, with Thompson licensed as a life and health agent in six states. The advisory model integrates income-tax planning and estate planning alongside portfolio management. Socially-conscious portfolio screening is available at client direction, with the firm constructing constrained optimizations that preserve diversification. Team size is undisclosed. The single office sits in Clark County, Nevada. PivotPoint’s website lists a Medicare-insurance referral pathway, suggesting a modest book of senior clients alongside small-business retirement-plan fiduciary services. The service-disclosure language notes that insurance recommendations represent a solicitation, and Medicare inquiries may route to a sales agent — a dual-hat structure common among hybrid RIAs. Thompson’s quant background — Monte Carlo analysis, linear programming, and modern portfolio theory — distinguishes an otherwise conventional planning shop. Unlike most Main Street advisors, the firm explicitly avoids selling active mutual funds, forfeiting the 12b-1 and trailing-commission revenue that still anchors many competitors. That decision makes the economics depend entirely on advisory fees and insurance commissions, creating a leaner but less diversified revenue mix.
General information
Firm type
Bank / Wealth / Trust
Year founded
2020
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Las Vegas
Corporate office
3223 Longford Way, Unit #1, Las Vegas, NV 89121, United States
Principals
Scott Thompson
Principal Advisor
Frequently asked questions
Who runs investment decisions at PivotPoint Advisors?
Scott Thompson, the firm's founder and Principal Advisor, makes all investment decisions. He holds a Series 65 Investment Adviser Representative license and is a Certified Financial Planner candidate. His quantitative training includes early computer engineering work at MIT and an MBA from UCLA, which he applies to portfolio construction using modern portfolio theory and Monte Carlo simulations.
Does PivotPoint Advisors use actively managed mutual funds?
No. The firm explicitly avoids actively managed mutual funds, citing high expenses and the availability of lower-cost ETFs. The firm's website states that many advisors continue to sell active funds for the marketing fees they generate, a practice PivotPoint rejects in favor of ETF-based portfolios.
How does PivotPoint Advisors handle insurance?
Scott Thompson is licensed as a life and health insurance agent in six states, allowing the firm to sell life insurance, long-term care insurance, and property-and-casualty products directly. The firm's contact page discloses that inquiries about Medicare may be referred to a sales agent, indicating a hybrid advisory-and-insurance practice common among registered investment advisors serving individuals.
Does PivotPoint Advisors offer socially responsible investing?
Yes, but only at the client's direction. The firm states it has the quantitative skills to build portfolios that exclude specific companies or sectors while maintaining proper diversification. Socially-conscious screening is not a default — it is an overlay applied when clients request it.
Who are PivotPoint Advisors' typical clients?
The firm advises individuals, high-net-worth individuals, business entities, and small businesses seeking retirement-plan fiduciary services. Its website emphasizes small-business retirement plans and Medicare-eligible clients, suggesting a client base split between business owners and retirees.
Is PivotPoint Advisors a fiduciary?
Yes. The firm advertises itself as a fiduciary, meaning it is legally obligated to act in its clients' best interests rather than merely recommending suitable products. Scott Thompson holds a Series 65 license, which permits him to provide advisory services under a fiduciary standard, distinct from the suitability standard governing broker-dealers.
What is the firm's process for financial planning?
PivotPoint engages clients across multiple fronts — investments, retirement, education funding, insurance, income-tax planning, and estate planning — to create a unified plan. The firm prefers ongoing relationships with mandatory annual reviews, adjusting recommendations as circumstances change. Initial consultations can be scheduled directly via an online calendar.
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