PlanGen

No. PlanGen is a software company that provides pension-illustration tools to financial professionals. It does not manage assets, make investments, or operate as a fund. All public-facing material describes the firm as a technology provider serving insurance carriers and advisory networks, with no evidence of balance-sheet investment activity.

PlanGen replaces manual actuarial workflows with a web-based system that generates Defined Benefit and Defined Contribution plan illustrations almost instantly. Insurers and agencies use the platform to model retirement proposals, enforce IRS compliance, and produce client-facing comparisons without waiting for external actuarial support.

The firm’s website identifies three customer categories: national insurance carriers, insurance-sales networks, and independent agencies. The software supports their work in designing and presenting retirement-benefit proposals, with an emphasis on integrating guaranteed-income life and annuity products.

No ownership structure is publicly disclosed. The firm’s website does not name a parent entity, controlling shareholder, or affiliated investment vehicle, and no record of outside funding rounds is present in available sources.

PlanGen’s core claim is speed: the platform generates multi-life retirement-benefit proposals using pre-built actuarial tables, reducing turnaround from days or weeks to a near-instant illustration. It also layers IRS-compliance guardrails directly into the proposal workflow and focuses on the intersection of plan design and guaranteed-outcome insurance products.