Positive Delta Asset Management

In options terminology, delta measures an option's sensitivity to the underlying asset price — positive delta means the position gains value as the underlying rises. The firm maintains positive delta in client portfolios by staying long equities while systematically selling options to generate income and partially hedge downside. This differs from pure long-only equity management by introducing an explicit cost-of-hedge and income-stream layer into portfolio construction.

When an investment adviser sits inside a trust company or bank wealth management division, the portfolio management team operates under trust law rather than purely under ERISA or advisory-client standards. This requires documenting investment decisions against a prudent-investor standard, managing for income predictability and capital preservation as trust mandates often demand, and coordinating with trust officers on distribution planning — constraints that a standalone RIA does not face.

The firm serves private wealth clients and institutional accounts accessed through its bank-trust channel. Typical clients include trust beneficiaries, estates, and individuals whose wealth management relationship originated through the affiliated bank's lending, deposit, or trust-referral networks rather than through open-market advisor search. The client base is likely concentrated in Southern California given the firm's Los Angeles headquarters.

Based on the bank-trust wealth management structure and the options-overlay strategy, Positive Delta likely manages discretionary separate accounts rather than public commingled mutual funds or private partnerships, though no public disclosures confirm the exact vehicle types. Separate accounts allow customization of tax-lot selection, cost basis, and income distribution preferences that trust beneficiaries typically require.

The firm is registered as an investment adviser with the U.S. Securities and Exchange Commission, which is publicly verifiable through the SEC's Investment Adviser Public Disclosure database. SEC registration applies to firms with at least $100 million in regulatory assets under management and carries ongoing compliance, recordkeeping, and reporting obligations.