Prosperity Wealth Planning

Prosperity Wealth Planning

Founded in 2019, Prosperity Wealth Planning operates as a registered investment advisory firm based in Irvine, California, with an earlier footprint in Long Beach. The firm provides discretionary asset management services to individuals and high-net-worth clients, structuring portfolios through direct manager selection and ongoing investment management rather than packaged model-delivery platforms. The practice reflects the post-2017 advisory landscape, where breakaway wirehouse advisors increasingly formed independent RIAs to capture custody flexibility and reduce platform costs. The firm's strategy centers on constructing and managing client portfolios through discretionary authority, implying a concentration on traditional liquid asset classes including equities, fixed income, and potentially ETF or mutual fund sleeves. Prosperity Wealth Planning does not publicly disclose participation in private markets, direct deals, or alternative investments. The absence of marketed sector focuses or proprietary funds suggests a classic wealth-management posture: bespoke portfolios for families and individuals who prioritize ongoing advisor contact over institutional multi-asset outsourcing. The firm competes with thousands of similarly positioned independent RIAs across Orange County. The firm's website domain, prosperitywealthplanning.com, points to an Irvine headquarters, though early operations traced to Long Beach. No public filings or press releases disclose assets under management, total client count, or named investment principals, making the firm a quiet operator within a crowded Southern California RIA market. In May 2024, no material operational events — leadership changes, acquisitions, or regulatory disclosures — were publicly reported for the firm. Prosperity Wealth Planning's independence as an RIA is its structural anchor. Unlike bank-tethered wealth managers or large aggregator platforms, an independent RIA in Orange County retains discretion over custodian choice, fee architecture, and investment selection. The firm's longevity since 2019 — navigating the pandemic-era advisory reset and subsequent rate cycle — signals a baseline institutional stability even as it remains below the radar of industry databases and national wealth-management rankings.