Protect & Invest

Protect & Invest

Protect & Invest is a UK-based wealth manager headquartered in Newbury, regulated by the Financial Conduct Authority. The firm provides discretionary portfolio management services to individuals, families, trusts, and pension schemes. Its client base skews toward mass-affluent and high-net-worth UK residents seeking a professional manager to steward diversified portfolios without the complexity of a full family-office structure. The firm constructs portfolios using a multi-asset approach. Core allocations span direct UK and international equities, government and corporate bonds, and a broad sleeve of third-party funds — including actively managed OEICs, investment trusts, and exchange-traded funds. The manager-selection process prioritises consistent risk-adjusted returns and manager tenure over short-term performance. Geographic exposure leans heavily toward developed markets in the UK, Europe, and North America, with limited tactical tilts to emerging markets or alternatives. There is no evidence of direct private-market or venture activity. Operational scale is modest. As a regional wealth manager, the firm likely runs assets in the low hundreds of millions of pounds, with a lean team of investment professionals, compliance officers, and client-facing advisers. No publicly reported AUM figure exists, which is consistent with a privately held, sub-scale UK wealth manager. The firm has not disclosed any adjacent vehicles, philanthropic foundations, or club-based co-investment structures. A structural differentiator is the firm's apparent lack of structural differentiation — it is a classic UK discretionary manager operating a third-party fund selection model, which means its edge, if any, lives entirely in its investment committee's asset-allocation calls and manager-selection skill. Protect & Invest's architecture rests on the traditional pillars of UK retail wealth management: FCA authorisation, a custody and platform relationship with a major third-party provider, and a standardised advisory-to-discretionary onboarding pipeline. Succession and governance details are not public, though for a firm of this scale, the founder or principal adviser typically retains controlling interest and investment-committee chairmanship, with shareholding slowly transitioning to senior staff over time.