Providence Financial and Insurances

Anthony A. Saccaro serves as President and CEO and leads the firm’s investment approach. He holds the Chartered Financial Consultant designation and a J.D., and the firm lists two fiduciary investment advisors — Lorraine Grossman and Zachary Gunderson — on its 17-person team. Saccaro’s commentary and media appearances (per the firm’s website, he has appeared on Cheddar TV, CNBC, and Yahoo Finance) indicate he remains the principal voice on portfolio strategy.

The firm explicitly identifies itself as a fiduciary firm both on its website and in its marketing materials, meaning it is legally obligated to act in clients’ best interests when making investment recommendations. Unlike a broker-dealer model subject only to suitability standards, Providence Financial commits to a fiduciary standard, and the firm’s California Department of Corporations CRD and insurance licenses are on public display on its site.

Providence Financial does not publicly disclose a proprietary deal-sourcing pipeline or a menu of alternative investment access. Its written materials emphasize free-market theory, conservative strategies, and insurance-integrated products aimed at retirement income. The firm’s retirement readiness assessment and free consultations suggest it builds portfolios from publicly available securities and insurance contracts, not private-market deal flow.

All available public material — the firm’s website, team page, Saccaro’s book, and his board memberships — describes a retail client base centered on Baby Boomers, pre-retirees, and retirees in Southern California. The firm’s footprint, service descriptions, and media strategy (including a consumer-facing radio show) are consistent with a high-net-worth retail practice, not an institutional allocator or multi-family office platform.

Anthony Saccaro operates two entities: Providence Financial & Insurance Services, Inc., and Anthony Saccaro Law, founded in 2020. The firm’s team photo and staff listing show legal personnel — including a paralegal and an estate planning coordinator — sitting alongside advisory staff, suggesting close operational integration. However, the firm has not published a formal description of how client engagements are scoped, billed, or separated across the two entities.