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Richards Merrill Wealth Management
Founded in 2000 and headquartered in Spokane, Washington, Richards Merrill Wealth Management operates as a registered investment adviser providing both...
Richards Merrill Wealth Management
Founded in 2000 and headquartered in Spokane, Washington, Richards Merrill Wealth Management operates as a registered investment adviser providing both discretionary and non-discretionary asset management. The firm's client base includes individuals, high-net-worth families, and various entities, with a service model centered on personalized portfolio construction and ongoing financial planning rather than proprietary fund products. The firm's advisory approach blends traditional asset allocation with direct portfolio management. It offers discretionary mandates where the adviser has trading authority and non-discretionary consulting where clients retain final decision-making. The strategy set skews toward publicly traded equities, fixed income, and mutual fund or ETF-based model portfolios tailored to individual risk profiles. Richards Merrill's structure as a fee-based RIA places it within the broader ecosystem of independent wealth managers that compete with wirehouse and bank-trust platforms by emphasizing fiduciary duty and a flat organizational layer between client and portfolio manager. The firm has not disclosed team size or additional office locations, and no adjacent philanthropic or operating vehicles are publicly associated with the practice. The structural differentiator is its longevity in a secondary market: two-plus decades operating as an independent RIA in the Inland Northwest, where many local wealth managers eventually consolidate into larger regional bank trusts.
General information
Firm type
Bank / Wealth / Trust
Year founded
2000
Location
Region
North America
Country
United States
City
Spokane
Corporate office
Spokane, WA, United States
Frequently asked questions
What is the firm's investment approach — discretionary or advisory only?
Richards Merrill offers both discretionary and non-discretionary asset management. In discretionary accounts, the adviser has trading authority to execute the agreed-upon strategy without client pre-approval for each transaction. Non-discretionary engagements retain client approval on trades, functioning more as an outsourced CIO or financial planning consultant. The exact split between discretionary and non-discretionary assets under advisement has not been publicly disclosed.
What is the firm's geographic reach — is it purely regional or nationwide?
Richards Merrill is headquartered in Spokane, Washington, with no publicly listed additional offices. While SEC registration permits serving clients nationally, the firm's physical footprint and the lack of satellite offices suggest a client base concentrated in the Inland Northwest, covering eastern Washington, northern Idaho, and possibly the Portland or Boise corridors through referrals rather than formal branch offices.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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