RossJohnson & Associates

RossJohnson & Associates

RossJohnson & Associates operates from a single office in Plymouth, Minnesota, serving as a registered investment advisor for individuals, high-net-worth families, and small institutions primarily in the Twin Cities metropolitan area. Ross Johnson, the firm's namesake principal, established the practice to provide financial planning, retirement income strategies, and discretionary portfolio management. The firm's regulatory filings with the SEC describe a compensation model built on asset-based fees and fixed planning retainers, with no commissions from product sales — a structure that places it squarely in the fiduciary RIA channel rather than the broker-dealer world. The firm constructs client portfolios using third-party institutional money managers and individual securities, with allocations spanning domestic and international equities, taxable and municipal fixed income, and alternatives when appropriate for qualified clients. Public records show the firm favoring Dimensional Fund Advisors, Vanguard, and other low-cost, evidence-based strategies as core building blocks. RossJohnson does not sponsor proprietary funds or structured products, instead charging a wrap fee for ongoing portfolio monitoring, rebalancing, and manager due diligence. The geographic footprint remains concentrated in Minnesota and neighboring Upper Midwest states. Per the firm's most recent Form ADV filing with the SEC, RossJohnson & Associates reported approximately $206 million in regulatory assets under management. The firm disclosed fewer than ten employees, with Ross Johnson serving as the sole owner and chief compliance officer. The practice does not maintain additional branch offices or external advisory affiliates. RossJohnson's client base skews toward non-high-net-worth individuals, with a significant portion of accounts falling below the $500,000 threshold that triggers heightened regulatory reporting burdens — a profile consistent with a deep local advisory relationship rather than an institutional allocator model. The firm's structural differentiator lies in its independence and scale. As a solo-owned RIA without outside private equity backing, RossJohnson faces no pressure to cross-sell proprietary banking products, promote internal fund launches, or meet growth targets set by external capital partners. The succession question — common to all founder-led advisory firms of this vintage — remains unresolved in public disclosures, with no announced junior partners, internal ownership transitions, or acquisition by a consolidator platform as of mid-2026.