Safir Wealth Advisors

Safir Wealth Advisors

Safir Wealth Advisors was founded in 2017 by Andrew Safir as a virtual registered investment advisor based in Seacoast New Hampshire. The firm deliberately restricts its client count, accepting only individuals and families with a minimum of $2.5 million in investable assets. It serves a national client base remotely, with many households possessing a net worth exceeding $5 million. Safir positions itself as a retirement specialist for diligent savers preparing to exit full-time careers within five years. The firm builds portfolios around a long-term, evidence-based discipline using primarily low-cost index funds. It overlays those allocations with coordinated tax planning, estate guidance in collaboration with external attorneys, Social Security claiming strategies, and real estate considerations. Fidelity Investments serves as the primary custodian for client assets. Rather than chasing alternative investments or private-company exposure, the firm’s mandate centers on tax-efficient withdrawal sequencing and sustainable income streams designed to preserve intergenerational wealth. Safir discloses no total assets under management, and the firm keeps its team size deliberately compact to maintain a low client-to-advisor ratio. It operates from a single virtual location in New Hampshire. The firm has not reported recent operational changes, new hires, or the launch of adjacent vehicles such as philanthropic foundations or operating businesses in the past 24 months. Safir’s structural distinction lies in its fee-only, commission-free compensation model. The firm accepts payment exclusively from its clients, rejecting third-party product commissions or referral incentives. This alignment, combined with a deliberately limited client roster, enforces a fiduciary standard that governs every stage of the engagement — from discovery through ongoing plan management.