SG Credit Partners

SG Credit Partners targets non-sponsored, founder-owned, and family-held businesses rather than relying on private equity sponsor relationships. Its deal flow comes through intermediaries, regional advisors, and niche investment banks — channels that typically carry less competition than broad sponsor auctions. This approach allows the firm to structure bespoke solutions in situations where standardized credit products don't fit.

The firm structures senior debt, stretch senior, unitranche, and preferred equity. It also works across special situations including acquisition finance, recapitalizations, growth capital, and rescue lending. This range allows it to serve as a single-source solution for lower-middle-market companies that may not support multiple lender tiers.

SG Credit Partners focuses on lower-middle-market companies — typically founder-owned, family-held, or entrepreneur-led businesses with revenues under roughly $50 million. These borrowers are often too small for broadly syndicated institutional platforms and may lack access to conventional bank credit, placing them in a gap SG Credit Partners is structured to fill.

The firm's primary posture is non-sponsored lending, which differentiates it from the majority of middle-market direct lenders. While the firm may selectively participate in sponsor-adjacent situations, its core pipeline is built around proprietary and intermediated origination outside the private equity auction process.

The firm operates nationally within the United States, with a concentration in Western and Southwestern markets reflecting its Santa Monica headquarters. No international offices or non-US deployment programs have been publicly disclosed.