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Sow and Reap Financial
SOW AND REAP FINANCIAL LLC is an SEC-registered investment adviser in ROCKLIN, CA. The firm manages approximately $3 million in regulatory assets.
Sow and Reap Financial
SOW AND REAP FINANCIAL LLC is an SEC-registered investment adviser in ROCKLIN, CA. The firm manages approximately $3 million in regulatory assets. It has 1 employee and 1 investment adviser.
General information
Firm type
Asset Manager
Year founded
2015
Location
Region
North America
Country
United States
City
Rocklin
Corporate office
Durham, NC, United States
Principals
Ryan D. Parson
Founder and CEO
Sector focus
Frequently asked questions
Who runs investment decisions at Sow and Reap Financial?
Founder and CEO Ryan D. Parson leads all investment decisions. Parson built the firm after prior roles at larger financial institutions, and he remains the primary portfolio strategist. The firm’s investment philosophy leans on factor-based, rules-driven strategies rather than individual security selection.
Does Sow and Reap operate as a single-family office?
No. Sow and Reap Financial is a registered investment advisor, not a family office. It serves an external client base of individuals, entrepreneurs, and retirement-plan sponsors, primarily in the southeastern United States.
What investment stages or asset classes does the firm focus on?
The firm focuses on publicly traded equities, fixed income, and retirement-plan allocations rather than private-market stages. Its retirement-plan division acts as a 3(38) fiduciary for employer-sponsored 401(k) and 403(b) plans, selecting and monitoring investment menus for plan sponsors.
How does the firm source clients?
Client acquisition is closely tied to faith-based networks and church communities across North Carolina and the broader Southeast. In 2023, the firm formalized this through a financial-literacy program aimed at congregations, which also functions as an outreach and sourcing channel.
Is Sow and Reap a fiduciary under ERISA?
Yes. On retirement-plan engagements, the firm operates as a 3(38) investment manager under ERISA, which means it takes direct, discretionary fiduciary responsibility for the plan’s investment lineup — a more binding standard than the non-discretionary consulting offered by many RIAs.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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