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SpendSmart Networks
The SpendSmart MasterCard makes it easy for parents to safely manage teen spending. This prepaid reloadable debit card gives you text alerts, instant...
SpendSmart Networks
The SpendSmart MasterCard makes it easy for parents to safely manage teen spending. This prepaid reloadable debit card gives you text alerts, instant lock/unlock and much more.
General information
Firm type
Asset Manager
Location
Region
North America
Country
United States
City
San Diego
Corporate office
San Diego, CA, United States
Principals
Laurel Moody
Investor Relations Manager
Sector focus
Frequently asked questions
Is SpendSmart Networks a family office or an operating company?
It operates as a publicly traded company (ticker SSPC), not a family office or private investment manager. Its business is issuing prepaid debit cards for teens, not managing a portfolio of external assets.
How does SpendSmart make money?
The firm generates revenue from interchange fees on card transactions and cardholder fees associated with the prepaid reloadable MasterCard program. It does not charge interest, since the card carries no credit line.
Does SpendSmart invest in other companies or manage third-party capital?
There is no public evidence that SpendSmart invests in other companies or manages outside capital. Its disclosures describe a single-product operating business, not an investment manager or family office vehicle.
Who runs SpendSmart Networks?
SpendSmart's primary investor-facing contact is Laurel Moody, an investor relations manager operating through Corporate Profile, LLC. The firm has not published a full executive team or management roster on its website.
What consumer protections exist on the SpendSmart card?
Because the card is prepaid rather than a credit product, teens cannot spend beyond the loaded balance. Parents receive optional real-time transaction alerts and can lock or unlock the card instantly from a mobile device.
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