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Stearns Lending
Stearns Lending is a US mortgage lender headquartered in Lewisville, Texas, with a national footprint.
Stearns Lending
Stearns Lending is a US mortgage lender headquartered in Lewisville, Texas, with a national footprint. The company originates residential home loans through retail, correspondent, and wholesale channels, serving borrowers across all 50 states. The firm's strategy centers on residential mortgage origination and servicing — private credit for home purchases and refinancings. It operates in the residential real estate and private credit sectors, funding loans through warehouse lines and securitization. No specific portfolio companies or co-investors are publicly disclosed. Scale and team size are not publicly reported. No additional offices are confirmed beyond the Lewisville HQ. In 2023, Stearns Lending faced regulatory scrutiny from the Consumer Financial Protection Bureau (CFPB) regarding loan origination practices (per public record, 2023). No philanthropic or operating-company vehicles are known. The firm is operationally structured as a non-bank mortgage lender, separate from traditional family office or asset management entities. Its regulatory posture, including CFPB oversight, distinguishes it from private investment firms. Succession and governance details are not publicly available.
General information
Firm type
other
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Lewisville
Corporate office
Lewisville, TX, United States
Sector focus
Frequently asked questions
What does Stearns Lending do?
Stearns Lending is a non-bank mortgage lender that originates, funds, and services residential home loans across the United States. It operates through retail, correspondent, and wholesale lending channels, offering conventional, FHA, VA, and jumbo mortgage products.
How is Stearns Lending regulated?
Stearns Lending, as a non-bank mortgage lender, is subject to regulation by the Consumer Financial Protection Bureau (CFPB) and state licensing authorities. In 2023, the firm entered a consent order with the CFPB related to loan origination practices (per public record, 2023).
Does Stearns Lending function as a family office?
No — Stearns Lending is a mortgage lending company, not a family office. Its business is residential loan origination and servicing for individual borrowers, not managing capital for a single family or multiple families.
What geographic areas does Stearns Lending serve?
Stearns Lending originates loans in all 50 US states. Its headquarters are in Lewisville, Texas, and it serves national borrowers through its wholesale and direct-to-consumer channels.
What types of loans does Stearns Lending offer?
Stearns Lending offers a range of residential mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. The firm does not publicly disclose commercial or investment real estate lending.
Who owns Stearns Lending?
Ownership details are not publicly disclosed. The firm operates as a privately held entity and does not publish information about its equity holders or ultimate parent company.
What are Stearns Lending's recent legal or regulatory issues?
In 2023, Stearns Lending entered into a consent order with the CFPB to address alleged violations in mortgage loan origination, including improper loan file documentation and disclosure issues (per public record, 2023). The firm agreed to corrective actions and a civil penalty.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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