Stearns Lending

Stearns Lending

Stearns Lending is a US mortgage lender headquartered in Lewisville, Texas, with a national footprint. The company originates residential home loans through retail, correspondent, and wholesale channels, serving borrowers across all 50 states. The firm's strategy centers on residential mortgage origination and servicing — private credit for home purchases and refinancings. It operates in the residential real estate and private credit sectors, funding loans through warehouse lines and securitization. No specific portfolio companies or co-investors are publicly disclosed. Scale and team size are not publicly reported. No additional offices are confirmed beyond the Lewisville HQ. In 2023, Stearns Lending faced regulatory scrutiny from the Consumer Financial Protection Bureau (CFPB) regarding loan origination practices, 2023). No philanthropic or operating-company vehicles are known. The firm is operationally structured as a non-bank mortgage lender, separate from traditional family office or asset management entities. Its regulatory posture, including CFPB oversight, distinguishes it from private investment firms. Succession and governance details are not publicly available.