Stitch

Stitch

Stitch was built in Cape Town to solve payment fragmentation for large South African enterprises, offering a single API and dashboard that consolidates online checkout, point-of-sale, recurring debit, and instant payouts. Its client list includes mobile operator MTN, retailer Bash, Vodacom’s VodaPay, e-commerce platform Takealot, and delivery service Mr D — a cross-section of the country’s highest-volume digital storefronts. The platform covers the full South African payment-method landscape, spanning card acquiring, EFT, mobile money, and alternative rails, with automated fallback routing designed to lift authorization rates. Beyond online acceptance, Stitch provides a white-label in-person POS solution, a recurring-collections engine for subscription and lending businesses, and 24/7/365 payout capability — enabling real-time refunds, supplier disbursements, and wage distributions. Its Shopify and WooCommerce plugin, Stitch Express, extends enterprise-grade routing to mid-market e-commerce merchants. The firm’s disclosed infrastructure posture emphasizes reliability: direct integrations with multiple South African banks and payment networks, built-in redundancy for transaction routing, and a dedicated enterprise support model with 24/7 client communication. Stitch holds ISO 27001 and PCI DSS Level 1 certifications, the highest global standard for payment-data security. No headcount, founding year, or funding totals are publicly disclosed. Stitch’s structural differentiator is its unified-commerce thesis — collapsing online, in-person, recurring, and payout rails into a single certified stack. By owning the integration layer across acquiring banks and alternative networks, the firm competes not on a single payment method but on replacing fragmented gateway-and-processor combinations with one orchestration layer, a position that aligns with large retailers and telecoms consolidating their payment operations.