Stonecreek Wealth Advisors

Yes. As a registered investment advisor, Stonecreek Wealth Advisors operates under the fiduciary standard established by the Investment Advisers Act of 1940. This legally requires the firm to act in its clients' best interests, disclose conflicts of interest, and avoid self-dealing. The standard is materially stronger than the suitability obligation applied to broker-dealers.

The firm offers financial planning and discretionary portfolio management. Financial planning typically covers retirement projections, tax planning coordination, and estate planning guidance. Discretionary management means the firm has authority to buy and sell securities in client accounts without pre-approval for each trade, based on an agreed-upon investment policy statement.

Most independent RIAs of this type charge a percentage of assets under management, a flat annual retainer, or an hourly project fee. The specific fee schedule for Stonecreek Wealth Advisors is disclosed in its Form ADV Part 2, the mandatory plain-language brochure filed with the SEC. That document details all compensation, including any commissions or revenue-sharing arrangements that could create conflicts.

There is no public evidence that Stonecreek Wealth Advisors sponsors pooled vehicles like hedge funds, private equity funds, or interval funds. Its public posture is a client-advisor relationship model, typical of RIAs focused on separate accounts for individuals and families.

Stonecreek Wealth Advisors constructs portfolios from equity and fixed-income securities, mutual funds, and exchange-traded products. When appropriate, it may use alternative assets like non-traded REITs or structured notes to introduce non-correlated return streams. The specific mix depends on a client's risk tolerance, time horizon, and income needs, and is documented in each client's individual investment policy statement.