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Tearsheet
Founded in 2015 by Zack Miller, Tearsheet began as a niche trade publication covering the collision of traditional banking and technology startups.
Tearsheet
Founded in 2015 by Zack Miller, Tearsheet began as a niche trade publication covering the collision of traditional banking and technology startups. Miller, an early observer of the fintech wave, built the outlet around the premise that financial services infrastructure was undergoing a generational rewrite, not just a cosmetic digital upgrade. The publication's initial coverage focused on challenger banks and payments, but quickly expanded to track the plumbing of modern finance — the APIs, middleware, and regulatory frameworks that let non-banks offer financial products. Tearsheet's coverage spans bank-fintech partnerships, core banking modernization, lending infrastructure, identity verification, and the regulatory technology sector. The outlet produces deep-dive case studies, executive interviews, and conference reports, eschewing daily news aggregation for analytical feature writing. Annual conferences like The Financial Brand Forum co-productions and standalone Tearsheet events convene senior technologists from JPMorgan Chase, Goldman Sachs, and Stripe alongside founders from Unit, Synctera, and Treasury Prime. The publication maintains a job board and an awards program — Tearsheet's Best of Show — recognizing the year's most consequential product launches and partnership models. Tearsheet operates as a lean digital-first media company with a distributed editorial team. While employment data is not publicly disclosed, the masthead regularly includes freelance and full-time journalists with prior beats at American Banker, Business Insider, and TechCrunch. The business model reflects standard B2B media economics: sponsored content partnerships, conference sponsorships, and lead-generation programs connecting vendors to financial-institution buyers. The publication has not disclosed outside capital, and public records suggest it remains a privately held, owner-operated venture. What distinguishes Tearsheet from broader fintech publications is a granular focus on the vendor-bank power dynamic. Unlike consumer-oriented outlets, Tearsheet covers the companies selling software into banks, the bankers evaluating those tools, and the consultants mediating that relationship. The structural insight is that financial media typically addresses either bankers or technologists; Tearsheet's niche requires fluency in both dialects simultaneously.
General information
Firm type
other
Year founded
2015
AUM
Undisclosed
Location
Region
North America
Country
United States
City
New York
Corporate office
New York, NY, United States
Principals
Zack Miller
Founder and Editor-in-Chief
Sector focus
Frequently asked questions
Who founded Tearsheet and what is its editorial remit?
Zack Miller founded Tearsheet in 2015 as a trade publication covering the intersection of banking and technology. The editorial remit centers on the infrastructure layer of financial services — banking-as-a-service, core modernization, digital identity, and compliance technology — rather than consumer fintech apps. Miller and contributors produce long-form features, executive interviews, and case studies aimed at senior technologists inside banks and fintechs.
How does Tearsheet make money?
Tearsheet follows a B2B media revenue model built on sponsored content, conference sponsorships, and lead-generation programs. The publication's flagship conferences — notably events co-programmed around bank-fintech collaboration — generate ticket sales and high-margin sponsor fees from technology vendors seeking access to financial-institution decision-makers.
Does Tearsheet take outside investment?
Public records show no disclosed venture capital or strategic investment rounds for Tearsheet. Based on available corporate filings and the absence of any funding announcements in the trade press, the publication appears to be a privately held, self-capitalized venture operated by its founder.
What distinguishes Tearsheet's editorial voice from other fintech publications?
Tearsheet focuses narrowly on the bank-fintech vendor ecosystem — the procurement, integration, and regulatory dimensions that generalist fintech outlets rarely cover in depth. Its editorial approach assumes a reader who understands core banking systems, compliance architecture, and API strategy; articles are built around practitioner interviews rather than press-release rewrites.
Does Tearsheet host industry events?
Yes. Tearsheet runs an annual conference series that convenes bank technology executives, fintech founders, and infrastructure providers. Sessions are typically structured as off-the-record executive discussions and case-study presentations. The event brand has become a recurring fixture on the bank innovation circuit, drawing speakers from major US financial institutions and enterprise fintech companies.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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