Tempus Wealth Planning

Tempus Wealth Planning operates as a registered investment advisor (RIA) serving multiple individual and family clients. It is not structured as a single-family office serving one source of wealth. The firm's public-facing materials position it as a financial planning practice open to new client relationships.

No. As an independent RIA, Tempus Wealth Planning almost certainly relies on a third-party qualified custodian — typically a large platform such as Charles Schwab or Fidelity — to hold client securities. This separation of advisor and custodian is a fundamental regulatory requirement under the Investment Advisers Act of 1940 and is standard for firms of this structure and size.

The firm's stated focus areas include retirement planning, investment management, and tax strategy. This indicates a total-portfolio approach rather than a single-strategy hedge fund or private equity model. Execution likely involves constructing multi-asset portfolios using individual securities, ETFs, and mutual funds, with an emphasis on after-tax returns and long-term wealth accumulation rather than market-timing or concentrated bets.

Tempus Wealth Planning is subject to regulation by the U.S. Securities and Exchange Commission or a state securities regulator, depending on its regulatory assets under management. RIAs are bound by a fiduciary duty to their clients under the Investment Advisers Act, meaning they must place client interests ahead of their own — a legal standard distinct from the suitability standard historically applied to broker-dealers.

The firm's succession plan is not publicly disclosed. For an independently owned practice of this scale, key-person risk typically concentrates in the founding advisor, and continuity plans — when they exist — often involve an internal sale to a junior partner, a merger with a like-minded RIA, or a structured external sale to an aggregator. The absence of publicly named principals beyond the founder makes this a central due-diligence question for clients with multi-decade planning horizons.