Tulsa Bone and Joint Associates Retirement Plan

Tulsa Bone & Joint Associates, Inc., an orthopaedic medical practice located in Tulsa, Oklahoma, sponsors the plan. The sponsor bears fiduciary responsibility for plan operations under ERISA. The practice is a member of the Tulsa Regional Chamber.

Insurance company general accounts, which the plan holds, are a conservative fixed-income instrument — not an alternative asset. There is no public record of the plan participating in private equity, venture capital, direct real estate, or hedge fund allocations. Smaller single-employer plans in medical practices rarely access such asset classes through their recordkeeping platforms.