Utica Leaseco

Utica Leaseco

Utica Leaseco, headquartered in Pontiac, Michigan, runs Utica Equipment Finance as its operating platform. The firm was founded to supply equipment financing products to mid-market companies across the U.S. and Canada, operating as a direct lender rather than a bank. Its headquarters are in Connecticut with sales representation throughout North America. Utica Equipment Finance structures credit-based loan and lease products ranging from $1 million to $50 million. Its clients span manufacturing, transportation, energy (including oil & gas and mining), crane & rigging, agriculture & forestry, consumer products & services, construction & infrastructure, and logistics & distribution. The firm emphasizes asset management expertise, tapping into collateral value to engineer transactions that offer affordable payments, flexibility, and liquidity. Recent transactions are listed on its website but not detailed with names or dollar amounts. The firm has committed long-term capital and focuses on complex deals requiring deep structuring experience. It operates through Utica Equipment Finance, LLC based in Wilton, Connecticut, and Utica Leaseco, LLC in Rochester Hills, Michigan. The exact number of employees and total deployment are not publicly disclosed. Utica Leaseco structures its equipment financing as a family office-backed direct lending operation, distinguishing it from bank lenders and independent equipment funds. By owning the origination and servicing of equipment loans in-house, it maintains full control over collateral management and transaction structuring — a model that allows it to serve companies that might not qualify under bank standards.