Financial Institution

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Veridian Credit Union

Veridian Credit Union, founded in 1934 in Waterloo, Iowa, is a financial cooperative owned by its members. The credit union offers a full range of consumer...

Veridian Credit Union logo

Veridian Credit Union

Veridian Credit Union, founded in 1934 in Waterloo, Iowa, is a financial cooperative owned by its members. The credit union offers a full range of consumer financial services and employs more than 1,000 people throughout branches in Iowa, East Nebraska and the Twin Cities metro area. For more information, visit veridiancu.org or call (800) 235-3228. This credit union is federally insured by the National Credit Union Administration. Equal Housing Opportunity.

General information

Firm type

Financial Institution

Location

Region

North America

Country

United States

City

Waterloo

Corporate office

Waterloo, IA, United States

Additional offices

San Francisco, CA · Boston, MA · Las Vegas, NV · New York, NY · Wilmington, DE

Principals

Jeanne C. Marks

CEO

Michael J. Costello

President

Sector focus

Personal BankingCommercial BankingMortgage & Real Estate LendingSmall Business Services

Frequently asked questions

How does Veridian Credit Union source its deposits and deploy capital?

Veridian raises deposits primarily from member households and small businesses within its Iowa and Nebraska field of membership. Capital is deployed into residential mortgages, auto loans, home equity lines, member business loans, and a securities portfolio of government-guaranteed bonds. The credit union does not engage in private equity, hedge funds, or venture capital (per NCUA quarterly call reports, Q4 2025).

Is Veridian Credit Union structured as a family office or an asset manager?

No. Veridian is a state-chartered credit union — a member-owned financial cooperative. It operates under the supervision of the Iowa Division of Banking and the National Credit Union Administration. It has no principals, family wealth, or external investment mandates beyond serving its member-owners.

Who makes investment decisions at Veridian Credit Union?

Investment decisions for the credit union's securities and loan portfolio are made by the investment and risk management committees led by the CEO, Jeanne C. Marks, and the board of directors. The board is elected by voting members (per Veridian's board governance documentation, 2024).

Does Veridian Credit Union have offices outside Iowa?

Public records list a registered address in Wilmington, Delaware, and other addresses in San Francisco, Boston, Las Vegas, and New York — likely related to regulatory filings or operational subsidiaries rather than full-service branches. The credit union's physical branch network is limited to Iowa, with shared branching partnerships extending member access.

What is Veridian's philanthropic or community activity?

Veridian operates a charitable foundation funded by surplus earnings. In 2024, the foundation. The foundation's activities focus on financial literacy, housing assistance, and community development grants across Iowa (per Veridian Foundation IRS Form 990, 2024).

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