Vested Finance

Vested routes Indian client assets into US brokerage accounts held at its FINRA-registered affiliate, VF Securities Inc. Securities and cash in those accounts carry SIPC protection up to $500,000 — $250,000 for cash claims and $250,000 for securities. The firm uses partner banks HDFC Bank and Axis Bank to execute rupee-to-dollar conversions under RBI's Liberalised Remittance Scheme, while digital KYC and tax-reporting tools sit on the Indian-facing side of the platform. This dual-jurisdiction architecture means the US entity handles trade execution and custody, and the Indian operation manages onboarding, FX, and compliance with Indian tax law.

Vested offers four product lines: self-directed US stocks and ETFs with a $1 minimum; managed thematic portfolios constructed by an in-house research team, also starting at $1 with AUM-based pricing; pre-IPO private market deals — vetted opportunities such as OpenAI, SpaceX, and Stripe — with a $10,000 minimum; and over 500 UCITS and non-UCITS global funds spanning 50-plus countries from managers including BlackRock, Goldman Sachs, and Morgan Stanley, with a $10 minimum and no entry or exit loads. The sharp minimum jump at the private-markets tier separates the platform's retail and affluent-user economics.

Vested operates VF Securities Inc., a FINRA-registered broker-dealer in the United States, and does not present itself as a registered investment advisor. The managed-portfolio product is a thematic basket service, not discretionary portfolio management in the RIA sense — it is a non-discretionary wrapper, as implied by the self-directed brokerage structure underneath. The firm does not publicly disclose an SEC or SEBI RIA registration.

Vested provides one-click capital-gains and income reports formatted for Indian tax filings, which the firm highlights as a core utility. Global funds on the platform are structured as UCITS vehicles, which avoid the US estate-tax exposure that directly held US-domiciled securities can trigger for non-resident aliens. Indian investors remain subject to domestic capital-gains tax rules — short-term or long-term depending on holding period and asset class — and Vested does not offer tax advice, directing users to consult professionals.

Vested curates private-market deals on a deal-by-deal basis — names like OpenAI, SpaceX, and Stripe appear as limited-time allocations rather than an always-open marketplace — while its public-markets and funds offerings are open-architecture. The firm does not run a proprietary fund or a balance-sheet investment vehicle; it acts as a distribution and custody platform that packages third-party assets for Indian residents. That model means the firm competes on access breadth and execution reliability rather than in-house investment selection.