Insurance

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Walaa

Walaa is an insurance company headquartered in Al-khobar, Saudi Arabia. It oversees approximately $1 billion in assets, primarily serving the Middle East...

Walaa logo

Walaa

Walaa is an insurance company headquartered in Al-khobar, Saudi Arabia. It oversees approximately $1 billion in assets, primarily serving the Middle East region.

General information

Firm type

Insurance

Year founded

2007

AUM

Undisclosed

Location

Region

Middle East

Country

Saudi Arabia

City

Al Khobar

Corporate office

Al Khobar, Saudi Arabia

Principals

Turki Al-Suhaimi

Chief Executive Officer

Mohammed Al-Otaibi

Chief Investment Officer

Sector focus

InsuranceHealthcare ServicesReal EstatePrivate CreditFinancials

Frequently asked questions

What is the scale of Walaa's investment portfolio post-merger with MetLife AIG ANB?

Walaa has not publicly published a consolidated post-merger investment portfolio figure. The combined entity exceeded SAR 5 billion in gross written premiums at the time of the August 2024 merger close, which places its investable float among the largest in the Saudi-listed insurance sector. Specific investment asset totals will be disclosed in the first full-year combined financial statements for 2025.

Who oversees investment decisions at Walaa?

Mohammed Al-Otaibi serves as Chief Investment Officer of Walaa Cooperative Insurance, leading the allocation of the firm's underwriting float across asset classes. The investment function operates under board-level investment committee oversight and must comply with Saudi Central Bank (SAMA) investment regulations that require Saudi insurers to maintain minimum solvency margins and adhere to prescribed asset eligibility rules.

How does SAMA regulation shape Walaa's portfolio construction?

SAMA's Insurance Implementing Regulations restrict Saudi insurers to a list of eligible assets, predominantly Saudi government sukuk, Tadawul-listed equities, domestic real estate, and bank deposits. Foreign investments above certain thresholds require specific approval. This regulatory perimeter means Walaa's portfolio is structurally concentrated in Saudi riyal-denominated assets, with limited offshore exposure, distinguishing it from a conventional multi-asset allocator.

Is Walaa related to any family office or conglomerate?

No. Walaa is a publicly traded joint-stock company on Tadawul with a diversified shareholder base. No single family or group controls the firm. Its board includes representatives of founding shareholders and institutional investors, which is typical for Saudi-listed insurers, but the firm does not function as a captive family office vehicle for any single wealth originator.

What does the SABB Takaful and MetLife AIG ANB merger history mean for Walaa's investment posture?

Each merger added a separate investment portfolio with distinct asset mixes and risk profiles, creating a recurring integration mandate for the investment team. The SABB Takaful merger in 2019 added a sharia-compliant investment book. The 2024 MetLife AIG ANB merger adds a conventional insurance portfolio that previously sourced global mandates through MetLife's institutional network. The investment team must harmonize these into a single post-merger allocation framework, which typically creates rebalancing flows with market impact.

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