Westfield Wealth Management

The firm offers portfolio management for individuals, financial planning, and pension consulting services, according to its most recent Form ADV filing. It does not offer brokerage execution, proprietary investment products, or commingled funds. The firm's planning work often covers retirement income projections, tax-aware withdrawal strategies, and small-business retirement-plan design.

Westfield Wealth Management typically charges a percentage of assets under management, with fees debited quarterly. It does not charge performance-based fees or participate in wrap-fee programs, per public disclosures. The firm states that its fees are negotiable and that clients also bear the internal expenses of the funds used in their portfolios.

No. The firm does not have custody of client assets and does not accept standing letters of authorization to move client funds independently. Clients maintain accounts at a qualified custodian, typically a major discount-brokerage platform, and grant the firm limited trading authority. The firm's regulatory filings explicitly confirm this arrangement.

Yes. As a state-registered investment advisor in New Jersey, the firm is held to a fiduciary standard requiring it to act in clients' best interests. The firm acknowledges this fiduciary duty in its Form ADV Part 2A, the disclosure document provided to all prospective clients.

The firm builds client portfolios using exchange-traded funds and mutual funds spanning equity and fixed-income markets. There are no publicly disclosed allocations to private equity, venture capital, hedge funds, or direct real estate. The firm states it selects funds based on cost, track record, and fit within a broader asset-allocation framework.