WorldPay

WorldPay is a publicly traded company following its spin-off from FIS in July 2023. Prior to that, it was part of Fidelity National Information Services (FIS), which acquired WorldPay via Vantiv in 2017. The ownership history includes private equity ownership by Advent International and others before the Vantiv merger.

WorldPay generates revenue primarily through transaction-based fees — charging merchants a per-transaction fee for processing payments across card networks. Additional revenue comes from value-added services such as fraud detection, chargeback management, tokenization, and gateway integration fees.

WorldPay's lineage includes Fifth Third Payment Solutions, which was part of Fifth Third Bank, and RBS WorldPay, which was owned by Royal Bank of Scotland. The current entity emerged from Vantiv, which was originally owned by Fidelity National Financial (FNF) before being taken public and later acquiring WorldPay. FNF no longer holds a direct stake following FIS's spin-off.

No — WorldPay operates in over 40 countries globally, with physical offices in North America, Europe, Africa, and Asia. It processes payments in over 120 currencies, making it a cross-border payments provider for international merchants.

WorldPay operates as a full-service merchant acquirer and payment gateway, handling both physical point-of-sale and e-commerce transactions. It competes directly with Stripe and Adyen, but distinguishes itself through its global scale and its role as a neutral processor that works with multiple acquiring banks — a structural advantage for complex multi-country deployments.