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YouTrip

Pay overseas with no fees - Mobile travel wallet with prepaid Mastercard at 0% overseas transaction fees for 150+ currencies. Download and sign up in 3 minutes...

YouTrip

Pay overseas with no fees - Mobile travel wallet with prepaid Mastercard at 0% overseas transaction fees for 150+ currencies. Download and sign up in 3 minutes to start your fee-free travel experience.

General information

Firm type

other

Sector focus

FinTechConsumer

Frequently asked questions

What does YouTrip actually do?

YouTrip provides a mobile wallet with a prepaid Mastercard designed for international spending. It supports payments in over 150 currencies and charges no overseas transaction fees. Users can top up the wallet, exchange currencies within the app, and spend via Apple Pay, Google Pay, or the physical card. The platform earns revenue from interchange and merchant partnerships rather than consumer foreign-exchange markups.

Which geographic markets does YouTrip serve?

YouTrip has historically focused on the Southeast Asian consumer market, initially launching in Singapore and subsequently expanding regionally. The app allows users to hold and spend in multiple currencies. As the firm does not publicly disclose its full list of supported jurisdictions, the complete geographic scope cannot be confirmed from available records.

How does YouTrip make money if it charges no FX fees?

YouTrip generates revenue primarily through interchange fees paid by merchants when users spend on the Mastercard network. It also earns from the spread on wholesale currency exchange rates and from merchant-funded promotions offered through its YouTrip Perks program. By forgoing explicit consumer transaction fees, it competes aggressively on price against legacy bank cards.

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