Zoop

Zoop's platform was built and stress-tested as the financial infrastructure layer for the iFood ecosystem before being extended to external enterprises. This heritage means the system is designed for high-volume transaction environments, real-time reconciliation, and split-payment logic required by multi-party marketplaces. Zoop now offers that infrastructure to companies outside the iFood network, but the operational DNA remains that of a platform built for a delivery giant's scale and reliability demands.

Zoop operates as a Payments-as-a-Service layer rather than a merchant-facing acquirer. It provides APIs, regulatory licensing, settlement, and antifraud capabilities that clients embed under their own brands, whereas traditional acquirers face the merchant directly. Zoop's white-label model means the client keeps the end-user relationship, sets commercial markup through the platform's pricing tools, and controls the user experience, while Zoop runs the regulated plumbing behind the scenes.

The platform aggregates card acquiring (credit and debit), Pix, boleto, recurring payments, payment links, SmartPOS terminals, and Tap-to-Phone via NFC on Android and iOS. Unified Commerce functionality connects online and in-store flows so that inventory, payment data, and settlement operate across channels without siloed reconciliation.

Zoop does not publicly name its founders, executive team, founding year, or ownership structure through its website or disclosed corporate materials. The firm operates with a low public profile relative to the scale of its transaction volumes, maintaining a corporate website focused exclusively on product capabilities and client-facing documentation.

Zoop targets large enterprises, marketplaces, and digital platforms that want to embed financial services without developing in-house payments infrastructure. Its tools — split payments, infinite-aisle commerce, sub-ledger reconciliation, and white-label digital accounts — are purpose-built for multi-seller marketplaces, omnichannel retailers, and ecosystem platforms operating in Brazil.