Zoop

Zoop

Zoop supplies the embedded-finance infrastructure that large Brazilian enterprises use to launch branded payments, digital accounts, and lending products. The company's platform sits beneath client-facing applications, handling issuer processing, acquiring, reconciliation, and settlement through a single API integration. Zoop's origin is tied to the iFood ecosystem, where the technology was hardened at scale before being productized for external platforms. The firm does not market itself as a family office or asset manager; it operates as a regulated payments institution delivering technology to business clients. The platform covers the full payments stack — card acquiring, Pix, boleto, recurring payments, and payment links — alongside SmartPOS terminals and Tap-to-Phone for physical points of sale. Split-payment logic automates fund distribution across sellers, partners, and suppliers, removing the need for manual sub-ledger work. Zoop's published metrics include more than R$35 billion in processed volume, 440 active clients, and 1.4 million connected devices. The geographic footprint is concentrated entirely in Brazil, where the company's regulatory licensing and banking integrations create a moat that is difficult for foreign infrastructure providers to replicate. Zoop does not disclose headcount, founding year, or named principals through its public-facing materials. The firm operates with a corporate structure that separates it from the foundations, family offices, and asset managers that Altss typically profiles, making standard wealth-origin and team-size disclosures inapplicable. As of mid-2026, the firm has not published a recent funding round, acquisition, or leadership change in the preceding 24 months. The structural distinction is Zoop's role as a behind-the-scenes utility rather than a consumer brand. While Brazilian fintechs typically compete for end-user attention, Zoop gives away the user interface — every payment screen, every digital account, every Pix flow carries the client's logo. That white-label architecture turns the company into a horizontal infrastructure layer whose revenue scales with its partners' transaction volumes, rather than a vertically integrated challenger bank. Regulatory compliance, antifraud systems, and settlement operations remain Zoop's responsibility, allowing clients to compete on product and brand.