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Balanced Financial Advisors
BALANCED FINANCIAL ADVISORS is an SEC-registered investment adviser with $20 million in regulatory assets under management. The firm employs 1 employee and 1...
Balanced Financial Advisors
BALANCED FINANCIAL ADVISORS is an SEC-registered investment adviser with $20 million in regulatory assets under management. The firm employs 1 employee and 1 investment adviser. It manages $20 million on a discretionary basis.
General information
Firm type
RIA
Year founded
2001
Location
Region
North America
Country
United States
City
Denver
Corporate office
Denver, CO, United States
Principals
John B. Sullivan
President
Sector focus
Frequently asked questions
What is Balanced Financial Advisors' primary service focus?
The firm centers on retirement-income planning for individuals and families, building financial roadmaps that prioritize predictable lifetime income from accumulated assets. Its core competency is distribution-phase wealth management — converting retirement savings into sustainable withdrawals — rather than growth-oriented accumulation strategies.
Is Balanced Financial Advisors a fiduciary?
As a registered investment adviser, the firm is legally bound to a fiduciary standard, placing client interests ahead of its own in all investment recommendations. The firm operates on a fee-only basis, meaning it does not collect commissions or referral fees from product sales.
Who makes investment decisions at the firm?
John B. Sullivan, the firm's president and founder, directs investment strategy and client portfolio decisions. No additional investment committee members or outside sub-advisory relationships have been publicly disclosed.
Does Balanced Financial Advisors manage proprietary investment products?
No. The firm constructs client portfolios using third-party mutual funds, ETFs, and individual fixed-income securities custodied at independent institutions. It does not sponsor pooled investment vehicles, hedge funds, or private equity structures.
Where does the firm's business name come from?
The name reflects the practice's foundational investment philosophy — balancing risk and income within retirement portfolios rather than maximizing total return. It is a descriptor of the portfolio construction approach, not a transfer of family wealth or corporate legacy.
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