Balancing Life Financial Planning

The firm does not publicly disclose named principals or investment committee members. As a registered investment advisor (RIA), the firm is subject to regulatory oversight requiring it to designate a Chief Compliance Officer, but that individual's name is not available in public sources. All investment decisions are made internally, with the firm acting as a fiduciary under the Investment Advisers Act.

The firm describes itself as a fee-only advisor, meaning it charges clients directly for planning and advisory services rather than earning commissions or third-party compensation. This fee structure can include flat retainer fees, hourly billing, or assets-under-management (AUM) fees, though the specific fee schedule is not disclosed publicly. The fee-only model is designed to eliminate conflicts of interest common in commission-based advisory relationships.

The firm does not publicly disclose any sector exclusions. Its investment approach is generalist in nature, focused on client-specific goals rather than thematic or sector-based mandates. No public statements indicate avoidance of specific industries or asset classes.