Beyond Wealth Advisory

Yes, as a registered investment advisor in the United States, the firm is bound by the Investment Advisers Act of 1940 to act as a fiduciary. This legal duty requires it to put client interests first, fully disclose any conflicts of interest, and provide advice that is in the client's best interest. The firm's fee-only structure reinforces this by removing commission-based compensation that can create conflicts.

Beyond Wealth Advisory operates on a fee-only model, charging clients typically as a percentage of assets under management or a fixed retainer. Fee-only compensation aligns the advisor's incentive with portfolio growth, rather than generating commissions through product sales. Exact fee schedules would be detailed in the firm's Form ADV Part 2, filed with the SEC or state securities regulator.

Unlike a single-family office, which serves one wealthy family's unified balance sheet, Beyond Wealth Advisory serves multiple unrelated clients under a fiduciary RIA structure. Unlike a broker-dealer, which executes trades and can earn commissions on products, an RIA is legally required to provide advice that serves the client's best interest above its own revenue. This makes RIAs subject to stricter suitability and disclosure standards.

The firm typically builds client portfolios using a combination of exchange-traded funds, low-cost mutual funds, and occasionally individual equities and bonds. It does not market proprietary investment products, a key distinction from large wealth managers that push in-house funds. The strategy relies on asset allocation models grounded in modern portfolio theory to manage risk and return.

While many RIAs coordinate with a client's outside attorneys and CPAs to align investments with estate and tax strategies, they rarely provide legal documents or tax filing in-house. Beyond Wealth Advisory likely integrates tax-aware investing—such as asset location and tax-loss harvesting—into its portfolio management. For formal estate planning documents or tax preparation, it would refer clients to qualified external professionals.