Pension Fund

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Borough of Phoenixville Uniformed and Non-Uniformed Pension Plans

The Borough of Phoenixville administers two separate defined-benefit plans covering its uniformed police officers and its non-uniformed municipal workforce.

Borough of Phoenixville Uniformed and Non-Uniformed Pension Plans logo

Borough of Phoenixville Uniformed and Non-Uniformed Pension Plans

The Borough of Phoenixville administers two separate defined-benefit plans covering its uniformed police officers and its non-uniformed municipal workforce. Oversight flows through the Borough Council, with day-to-day financial management handled by Finance Director Monica KozaLubinsky under the authority of Borough Manager Stephen Nease. The plans operate without a dedicated chief investment officer or external OCIO disclosed in public filings. The pension assets are held primarily in mutual funds and commingled trust vehicles, reflecting the conservative posture common among small Pennsylvania municipal plans governed by the state's Act 205 reporting requirements. A confirmed holding is a mutual fund and commingled trust portfolio domiciled in Phoenixville. The plans do not publicly disclose direct allocations to private equity, venture capital, or direct real estate. The investment strategy hews to public equities and fixed-income exposures designed to meet actuarial assumed rates of return, though the precise asset mix is determined in periodic public council sessions. The Borough participates in regional municipal networks including the Pennsylvania Municipal League and the Chester Tax Collection Committee, which provide peer benchmarking but no pooled investment vehicle. Total plan assets are estimated at $37M (Altss estimate), a scale typical for mid-sized Pennsylvania boroughs with populations under 20,000. No recent manager searches or allocation changes have been publicly reported in the past 24 months. The plans' most distinctive structural feature is their governance model: investment authority rests with an elected council whose members typically lack institutional investment backgrounds. This places the burden of prudent-investor compliance on the finance director and any actuarial consultants retained, a common liability-management structure in Pennsylvania's fragmented municipal pension landscape.

General information

Firm type

Pension Fund

Location

Region

North America

Country

United States

City

Phoenixville

Corporate office

Phoenixville, PA, United States

Principals

Stephen Nease

Borough Manager

Monica KozaLubinsky

Finance Director

James C. Kovaleski

Borough Council President

Sector focus

Public EquitiesFixed Income

Frequently asked questions

Who makes investment decisions for the Phoenixville pension plans?

The Phoenixville Borough Council holds ultimate fiduciary authority. Finance Director Monica KozaLubinsky handles day-to-day administration and reporting, while Borough Manager Stephen Nease oversees municipal operations including pension obligations. The plans do not employ a dedicated chief investment officer, and no external OCIO relationship has been publicly disclosed.

How are the plan assets invested?

Assets are held in mutual funds and commingled trust vehicles, a conservative structure common among Pennsylvania boroughs subject to state oversight. The plans target public-equity and fixed-income exposures designed to meet actuarial assumptions. No direct allocations to alternatives — private equity, venture capital, hedge funds, or direct real estate — appear in available public records.

What is the difference between the uniformed and non-uniformed plans?

They are separate defined-benefit pools. The uniformed plan covers sworn police officers; the non-uniformed plan covers all other municipal employees including public-works staff and administrative personnel. Each plan carries its own actuarial liabilities and funding ratios, though both are administered under the same governance structure through the Borough Council.

What Pennsylvania rules govern these plans?

The plans are subject to Pennsylvania Act 205 of 1984, which sets minimum municipal pension funding standards and requires annual actuarial valuations, state reporting through the Public Employee Retirement Commission, and specific distress-remediation triggers if funded ratios fall below defined thresholds.

Does the Borough of Phoenixville participate in the Pennsylvania Municipal Retirement System?

No. PMRS is an optional statewide pooled plan, but Phoenixville maintains independent locally administered defined-benefit trusts. The Borough has not filed for PMRS membership or consolidation. This means all investment and actuarial risk remains with the Borough rather than being shared through the state pool.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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