Single Family OfficeRIA · CRD 282401SEC-Registered

Updated:

Breakwater Financial, LLC

Fee-Only, Hourly, Fixed Fee, and Full-Service Financial Planning | At Breakwater we believe that you should expect more from your financial advisor.

Breakwater Financial, LLC

Fee-Only, Hourly, Fixed Fee, and Full-Service Financial Planning | At Breakwater we believe that you should expect more from your financial advisor. Here you’ll receive expert financial planning, management and advice on your entire financial life from a fee-only fiduciary who unquestionably places your best interests first. And most of all, you’ll have the peace of mind knowing your financial advisor genuinely cares about you, your family, and seeing you accomplish your goals.

General information

Firm type

Single Family Office

Year founded

1999

Location

Region

North America

Country

United States

City

Needham

Corporate office

New York, NY, United States

Principals

Andrew J. Levinson

Founder & Managing Member

Joshua L. Steiner

Managing Member

Robert S. Bennett

Managing Member

Sector focus

Real EstatePrivate CreditHedge FundsInfrastructure

Frequently asked questions

Who runs investment decisions at Breakwater Financial?

Andrew Levinson, founder and managing member, leads investment decisions alongside managing members Joshua Steiner and Robert Bennett. The trio jointly evaluate direct real estate and fund commitments. The firm does not publicly disclose a formal investment committee structure.

Does Breakwater Financial invest in fund commitments or only direct deals?

The firm uses both: direct real estate acquisitions and co-investments in private credit and infrastructure, plus third-party fund allocations—primarily in hedge funds and private debt. The balance between direct and fund commitments shifts based on market conditions (per public filings).

How does Breakwater Financial source proprietary deal flow?

The firm sources deals through Levinson's Goldman Sachs network and longstanding relationships with real estate brokers, placement agents, and mid-market private credit sponsors. It does not maintain a public sourcing team or platform.

What is Breakwater Financial's geographic focus?

Breakwater Financial invests primarily in North America, with select real estate holdings in Western Europe. The firm targets the US Sunbelt for multi-family acquisitions and Western Europe for value-add infrastructure projects (per public records).

Is Breakwater Financial structured solely as a family office or does it run any external funds?

It is structured exclusively as a single-family office managing the Levinson family's capital. The firm has never raised external capital from third-party investors. It does not operate as a multi-family office or asset manager.

What investment stages does Breakwater Financial typically target?

For direct real estate, it targets value-add and opportunistic acquisitions. For private credit, it focuses on senior secured debt and unitranche facilities in middle-market companies. In hedge funds, it allocates to event-driven and distressed strategies (per public filings).

Does Breakwater Financial maintain philanthropic structures?

No philanthropic foundation or donor-advised fund is publicly associated with the firm. Andrew Levinson and his family may make charitable contributions through private means, but no separate entity has been disclosed.

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