Citrine Capital

Ryan Cole, Founder and Managing Director, and Jirayr Kembikian, Co-Founder and Managing Director, lead the firm's investment committee and wealth management process. Cole focuses on tax-efficient investing and low-cost portfolio management; Kembikian specializes in equity compensation and Bitcoin wealth strategies (per the firm's website).

Citrine Capital is a fee-only firm — it charges clients a flat or percentage-based advisory fee and does not accept commissions, sell proprietary products, or receive third-party compensation. The firm states it has 'absolutely no proprietary products, no commissioned sales, and no hidden fees' (per the firm's website).

Citrine Capital manages clients' investable assets through diversified portfolios of publicly traded securities — primarily low-cost index funds and sustainable investment funds. It does not invest directly in private companies or alternative assets on behalf of clients, though it advises on company equity (RSUs, stock options, QSBS) held by clients who work at venture-backed startups.

The firm targets startup founders, entrepreneurs, and tech professionals, particularly those with concentrated equity in private or public companies. As of 2026, Citrine Capital serves over 115 client households, most of which are employees or executives at venture-backed technology companies (per the firm's website).

Citrine Capital does not publicly disclose a minimum asset requirement. The firm states it is 'very selective' in whom it works with and asks prospective clients to complete a questionnaire to assess mutual fit (per the firm's website).

The firm provides tax preparation, tax planning, IRS account monitoring, equity compensation planning, qualified small business stock (QSBS) analysis, and 10b5-1 trading plan coordination. It employs a dedicated Director of Tax, Todd Bartman, CPA (per the firm's website).