Compass Planning Associates

The firm does not appear in standard SEC or state-level investment advisor public disclosure databases, which is consistent with a single-family office operating under the family office exemption to the Investment Advisers Act. This exemption removes the requirement to register if the firm serves a single family and does not hold itself out to the public as an investment advisor.

Families at this level of privacy typically rely on direct networks cultivated over decades—relationships with private bank deal desks, law firm introductions, and peer-family co-investment circles. The absence of a public-facing brand suggests the firm sources opportunistically through trusted intermediaries rather than competitive auction processes.

While no public allocation data exists, planning-oriented family offices of this type often prioritize tax-efficient vehicles such as municipal bonds, private placement life insurance wrappers, and qualified small business stock. On the private side, direct real estate and buy-and-hold private equity stakes are common, given their alignment with multi-decade planning horizons.

The corporate structure does not suggest an open multi-family office platform. Without evidence of multiple client disclosures or a marketing function, the most reasonable inference is a single-family office, though a small number of discrete, non-solicited family relationships cannot be ruled out.

Intentional privacy. Some families conclude that public visibility brings regulatory complexity, unwanted solicitation, and security considerations without a corresponding investment benefit. The firm's posture is a deliberate governance choice, not an oversight.