Fieldpoint Private Bank & Trust

Fieldpoint does not manufacture proprietary investment products. The bank's investment committee sources private equity, private credit, real estate, and hedge-fund strategies from external managers and negotiates institutional share classes, lower minimums, and co-investment access for its client base. This outsourced-CIO model lets families access funds that would otherwise require substantially larger individual commitments. The bank discloses sector and manager preferences through its client-facing investment policy statements, though specific manager rosters are not public.

Fieldpoint is a state-chartered commercial bank and trust company that operates like a private-banking boutique for ultra-high-net-worth families. It maintains its own balance sheet, issues loans directly, and runs a Delaware-chartered trust company — functions a pure advisory firm cannot replicate. The bank is privately held by a sponsor and a group of founding families rather than being controlled by a single family office or a publicly traded bank holding company.

The bank specializes in complex, collateralized lending that mass-affluent private banks often avoid — jumbo residential mortgages, art-secured credit lines, aircraft financing, and structured loans against concentrated equity positions or partnership interests. Because Fieldpoint holds loans on its own balance sheet rather than brokering them out, it can structure bespoke terms and maintain discretion throughout the lending relationship. The loan book composition is not publicly disclosed.

Fieldpoint's primary coverage hubs are the New York metropolitan area — where the bank is headquartered — and South Florida, a market that gained strategic importance as ultra-high-net-worth families relocated for tax and lifestyle reasons. The bank has not publicly disclosed additional offices beyond these two regions. Client acquisition runs predominantly through professional-service referral networks rather than mass-market advertising.

The bank operates a Delaware-chartered trust company that serves as a trustee, custodian, and administrative fiduciary for multi-generational wealth-transfer structures. This allows Fieldpoint to integrate trust administration with the banking and investment-advisory relationship under one roof. The trust company's specific assets under administration and the number of active trust relationships are not publicly disclosed.

Fieldpoint was launched with backing from a private-equity sponsor alongside a consortium of founding ultra-high-net-worth families who became both shareholders and clients. The bank has remained privately held since its 2011 founding and is not affiliated with any larger bank holding company. The identity of the current controlling sponsor and the exact shareholder composition are matters of public regulatory record but are not actively publicized by the bank.

Fieldpoint does not publicly disclose a consolidated AUM or AUA figure. As a private company and a regulated bank, it files call reports and other regulatory disclosures that contain balance-sheet data, but the bank does not market a single headline number for client assets. Any widely circulated AUM figure would require attribution to a specific publication or regulatory filing date.