Fieldpoint Private Bank & Trust

Fieldpoint Private Bank & Trust

The bank was launched in Greenwich, Connecticut, in 2011 before relocating its headquarters to Manhattan, backed by a roster of founding client families and a private-equity sponsor that saw an opening in the post-crisis wealth-management market. The founding thesis held that the most sophisticated families wanted a single balance-sheet institution that combined private-banking capabilities — jumbo mortgages, art-backed loans, aircraft financing — with access to institutional alternative managers at fee levels typically reserved for pension funds. The bank built a referral network through law firms, accounting practices, and multi-family offices rather than pursuing a direct-to-consumer brand campaign. Fieldpoint deploys client capital across a deliberately curated set of asset classes and structures. The bank runs in-house lending books while sourcing private equity, private credit, real estate, and hedge-fund allocations through external managers. Rather than building proprietary funds, Fieldpoint positions itself as a gatekeeper that negotiates institutional share classes and co-investment sleeves on behalf of its client base. The investment committee maintains active dialogues with a concentrated roster of general partners, functioning more like an outsourced-OCIO arrangement for families who prefer not to staff an internal investment office. The bank has kept its team deliberately lean relative to its client base, though it has not publicly disclosed total headcount. Known operating hubs are concentrated in the New York metropolitan area and South Florida, the latter serving as a key node for tax-migration clients. Fieldpoint operates an in-house trust company through a Delaware charter, which forms the structural backbone for multi-generational estate planning. In September 2024 the bank remained independently operated under private-equity ownership, maintaining its posture as a standalone institution unaffiliated with any larger bank holding company. Fieldpoint's structural differentiator lies in its status as a private-equity-backed operating bank that functions like a family-office aggregator without the marketing designation of a multi-family office. Unlike an RIA that outsources custody and lending, Fieldpoint holds its own balance sheet and issues its own loans — allowing it to capture the full banking relationship alongside the advisory mandate. This hybrid model creates a single point of commercial accountability for families who would otherwise coordinate across a private banker, an RIA, a trust attorney, and a fund-of-funds allocator.