Foundations Financial Planning

The firm uses a feeder-vehicle or SPV aggregation model. Client capital is pooled into a single-purpose entity that then participates as one investor in a larger private credit, real estate, or private equity transaction. This structure reduces per-investor minimums and allows families to access deals that would otherwise require institutional-scale commitments. Each SPV is underwritten discretely with its own return profile and liquidity timeline, rather than tied to a blind-pool fund.

Foundations Financial Planning deploys across three primary asset classes: private credit, commercial and residential real estate, and select private equity. Private credit positions typically target middle-market, asset-backed lending situations. Real estate concentrates on multifamily, industrial, and opportunistic commercial properties, predominantly in the Southeastern United States. Private equity is more episodic and centers on recapitalizations and growth-equity rounds alongside identified operating partners.

Allan Boomer, the firm's Managing Partner, leads investment decisions. Boomer's professional background spans investment banking, advisory, and principal investing, and the deal-sourcing approach leans heavily on operator relationships and regional developer networks rather than on fund-of-funds allocations. The firm has not publicly disclosed a separate investment committee or additional named deal professionals.

Foundations Financial Planning operates as a multi-family office structured under an RIA framework. It serves multiple high-net-worth families, integrating alternative investment access with broader financial planning services. The alternative-investment side behaves more like a deal-by-deal syndicator, using SPVs rather than traditional private equity fund commitments.

The real estate portfolio is concentrated in the Southeastern United States, with confirmed activity in Georgia and Florida. The firm targets income-producing multifamily assets, industrial properties, and opportunistic commercial deals within this region. There is no public evidence of real estate holdings outside the Southeast.

No. Foundations Financial Planning does not impose the long-duration lock-ups typical of institutional private equity funds. Each deal is structured as a discrete transaction with its own liquidity timeline. This aligns with the firm's broader financial-planning orientation — clients are not required to commit capital to a blind pool for a decade.

Private credit deal flow is sourced through a network of operating partners, regional developers, and intermediaries, with a particular emphasis on middle-market situations where regional banks have scaled back lending. Allan Boomer's public commentary in March 2025 specifically cited asset-based lending opportunities arising from bank retrenchment as a key sourcing tailwind.