Garden State Retirement Specialists

GARDEN STATE RETIREMENT SPECIALISTS, LLC is an SEC-registered investment adviser in RED BANK, NJ, registered since 2025. The firm manages $109 million in...

Garden State Retirement Specialists

GARDEN STATE RETIREMENT SPECIALISTS, LLC is an SEC-registered investment adviser in RED BANK, NJ, registered since 2025. The firm manages $109 million in assets, $86 million on a discretionary basis. It has 3 employees and 2 investment advisers.

General information

Firm type

Asset Manager

Location

Region

North America

Country

United States

What types of client does Garden State Retirement Specialists typically serve?

The firm name signals a focus on individuals within five to ten years of retirement or already drawing retirement income. New Jersey's concentration of former corporate employees from pharmaceuticals, telecom, and financial services industries means many clients arrive with a mix of 401(k) assets, pension options, and stock compensation plans that require specialized distribution guidance.

How does the firm charge for its services?

Most retirement-focused RIAs employ an asset-based fee model — a percentage of client portfolios managed — sometimes layered with standalone planning fees for one-time projects. Fee-only compensation aligns the advisor with client outcomes and avoids the conflicts inherent in commission-based annuity and insurance sales.

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