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Hanson Financial Group
Hanson Financial Group operates from DeLand, Florida, as a registered investment advisor focused narrowly on portfolio-based credit.
Hanson Financial Group
Hanson Financial Group operates from DeLand, Florida, as a registered investment advisor focused narrowly on portfolio-based credit. Rather than managing discretionary portfolios, the firm structures margin loans and securities-backed lines of credit through relationships with unaffiliated broker-dealers and custodians. The business targets borrowers seeking liquidity against publicly traded stocks, bonds, ETFs, and mutual funds — explicitly excluding retirement accounts — and advertises a suite of features that mimic private-banking credit lines without the traditional retail-bank friction. The firm's credit programs span standard variable-rate margin loans and fully underwritten SBLOCs, which carry tighter collateral restrictions but can accommodate fixed-rate terms for larger balances. Hanson Financial Group does not custody assets itself; client portfolios remain at the partner custodian, where the pledged collateral stays invested and continues to compound. The firm's marketing emphasizes speed and simplicity — a two-week setup timeline, no credit checks for many programs, and interest-only repayment flexibility. It publicly benchmarked its $1M loan rate at 5.9% against competitor quoted rates of 11% as of August 2023 (per the firm's website, referenced August 2023). Headcount, total loan balances arranged, and founding date are not publicly disclosed. The firm's ADV filings are available through the SEC's public disclosure system, reflecting its RIA registration. Hanson Financial Group is headquartered in DeLand, Florida, with no additional office locations published. There is no disclosed philanthropic or operating-company structure, and the firm presents no path to direct equity, fund commitments, or co-investment — its mandate is entirely credit facilitation, working as an intermediary between borrowers and third-party lending institutions. Structurally, Hanson Financial Group functions as a credit broker operating under an RIA wrapper, not as a balance-sheet lender or an asset manager. By aggregating multiple lending programs from unaffiliated custodians, it acts as a competitive marketplace for margin credit — a posture that distinguishes it from single-lender brokerage margin desks and traditional private banks. The fiduciary obligation attached to its RIA registration obligates the firm to recommend loan structures in the client's best interest, a regulatory feature it advertises as a point of differentiation from captive brokerage lending arms.
General information
Firm type
RIA
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
DeLand
Corporate office
350 W. Victoria Trails BLVD, DeLand, FL 32724, United States
Sector focus
Frequently asked questions
Does Hanson Financial Group manage investment portfolios?
No. Hanson Financial Group acts solely as an intermediary for securities-backed lending. It is a registered investment advisor that structures loans using client portfolios as collateral, but it does not custody assets, construct portfolios, or offer ongoing asset-management services. Client securities remain at unaffiliated third-party custodians, where the firm's role is limited to arranging and facilitating the credit facility.
What types of collateral does Hanson Financial Group accept for its loans?
Eligible collateral includes publicly traded stocks, bonds, exchange-traded funds, mutual funds, and, in some cases, options. Retirement accounts are explicitly ineligible. The specific composition of an acceptable collateral pool depends on the underwriting standards of the third-party custodian or broker-dealer providing the credit line, and SBLOC programs generally impose tighter restrictions than standard margin loans.
How does Hanson Financial Group source its lending programs?
Hanson Financial Group does not lend from its own balance sheet. It aggregates margin loan and SBLOC programs from multiple unaffiliated broker-dealers and custodians, then matches a borrower's collateral profile, loan size, and timeline to the most competitive program available. This multi-lender sourcing model is what the firm cites as its ability to deliver rates below what a single brokerage's internal margin desk typically offers.
What is the firm's fiduciary responsibility to borrowers?
As an SEC-registered investment advisor, Hanson Financial Group operates under a fiduciary standard, which legally requires it to act in its clients' best interests when recommending a loan structure or lending partner. The firm does not custody assets or charge hidden commissions, and it represents that its advice is not influenced by proprietary lending inventory — a posture it contrasts with broker-dealers that steer clients to in-house credit products.
Does Hanson Financial Group originate margin loans or SBLOCs directly?
No. The firm arranges loans through unaffiliated third-party custodians and broker-dealers. It does not lend its own capital, underwrite the loans on its own balance sheet, or serve as the counterparty to the credit agreement. The borrower's legal relationship and loan agreement are with the custodian or broker-dealer that ultimately extends the credit, not with Hanson Financial Group.
Are there prepayment penalties or closing costs on Hanson Financial Group’s arranged loans?
The firm markets its programs as carrying no closing costs and no prepayment penalties. Because the loans do not amortize on a fixed schedule, borrowers can repay principal at their discretion. However, clients must maintain the required equity-to-debt ratio specified by the lending custodian; failure to do so can trigger a maintenance call requiring additional collateral or partial repayment.
What region does Hanson Financial Group serve?
The firm operates from a single office in DeLand, Florida, and is registered with the SEC as an investment advisor. It does not disclose additional office locations. Its website and regulatory filings do not specify geographic restrictions on clients, though the loan programs it arranges are designed around U.S.-regulated custodians and U.S.-listed collateral.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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