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Hometap
Hometap is a Boston-based fintech company that began in 2017 to make homeownership more accessible and less stressful. It helps people get more out of...
Hometap
Hometap is a Boston-based fintech company that began in 2017 to make homeownership more accessible and less stressful. It helps people get more out of homeownership through home equity investments that provide cash without monthly payments, in exchange for a share of the home’s future value. It also offers a Home Equity Dashboard so homeowners can understand and control their home equity.
General information
Firm type
Asset Manager
Year founded
2017
Location
Region
North America
Country
United States
City
Boston
Corporate office
Boston, MA, United States
Principals
Spencer Herman
Investment Manager
Jeffrey Glass
CEO
Tom Egan
Chief Financial Officer
Jesse Silverman
General Counsel
Josh Berg
Chief Product Officer
Eugene Wong
Chief Financial Officer
Sector focus
Frequently asked questions
In which states does Hometap currently operate?
As of 2026, Hometap originates home-equity investments in 20 states: Arizona, California, Delaware, Florida, Georgia, Idaho, Indiana, Michigan, Minnesota, Missouri, Montana, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, South Carolina, Utah, and Virginia. Homeowners outside those states can still access the Home Equity Dashboard for property insights.
What is the maximum amount a homeowner can access through Hometap?
Homeowners can access up to $600,000 of their home equity through a Hometap investment. The specific amount depends on the property's appraised value, the homeowner's equity stake, and Hometap's underwriting criteria for that market.
How does Hometap fund the home-equity investments it originates?
Hometap uses its own balance-sheet capital to fund investments, holding the contracts as principal investments rather than brokering them to third parties. The firm has raised venture funding to scale its platform, though the specific vehicle structures and limited-partner base have not been publicly detailed.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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